A credit card is a promising payment option as it offers quick and easy access to credit and hassle-free pay-back options. It simply works on a buy now pay later concept. So, you can buy a product right away and pay later. You either have the option to convert the cost into EMIs or pay in full as per your billing cycle. From buying home appliances to paying utility bills, credit cards help you cover all your daily expenses efficiently. Also, they allow the freedom to own an expensive product even when you do not have adequate cash at that moment. But that is not the only benefit the card offers.
These days, credit cards come with a host of offers like reward points, cashback, discounts, welcome bonuses, complementary services, and much more. You can even use some credit cards as debit cards for cash withdrawals and even take an emergency loan with your credit limit. With the range of Bajaj Finserv co-brand credit cards with RBL, you can get all of this and more.
Benefits of Bajaj Finserv co-branded credit cards
The Bajaj Finserv RBL Bank credit cards ffers a diverse range of benefits. While these may vary depending on the card variant, some of the common advantages across all variants include:
Welcome rewards: As the name hints, you will receive the reward points as soon as your card is issued. Essentially, these rewards come complimentary, which you can redeem for booking flights, hotels, shopping, and many other services. These rewards can help you save substantially. For instance, you could combine your 2000 welcome rewards with the additional points that you earn over time and use it for significant purchases.
Accelerated points: One of the interesting benefits of using the Bajaj Finserv RBL Bank SuperCard is the high reward points on every online purchase. With some variants, the points can be as high as 20X. You can use these reward points to pay for anything from your flight tickets to shopping to booking hotels. This helps you save a substantial money over time. For instance, if you use your credit card to purchase small and significant items and collect points for a month or so. Eventually, you can redeem the points for buying expensive purchases.
5% cashback: Cashback work better than points sometimes. The cashback comes as a refund to your source account after every purchase made on Bajaj Finserv EMI Network. Our network consists of leading retail stores like Reliance Digital, Croma, Home Centre, and more, and all popular e-commerce platforms like Amazon, Flipkart, and MakeMyTrip, among many others.
Easy EMI conversion: This is one of the most basic facilities that come with a credit card. The Bajaj Finserv RBL Bank SuperCard lets you can convert purchases of Rs. 2,500 and above into easy and affordable EMIs payable over a tenure of your choice.
Interest-free cash withdrawal: Whenever you are short on cash, you may withdraw interest-free money from any ATM for up to 50 days. The card will charge only a small processing fee of 2.5%. The maximum amount you can withdraw depends on your card type and available credit limit.
Complimentary airport lounge access: Flights being a common mode of commuting these days, you may need to access a lounge sometime or the other. These lounge access can be costly but if you have the Bajaj Finserv RBL Bank SuperCard, you can access them for free. You can do so eight times a year for international and domestic flights.
Easy emergency advance: Consider this as a loan. If you are in dire need, the card comes as a saviour. When the need occurs, you do not have to run around figuring out a loan. You can take an emergency loan using your card. Simply opt for converting your available cash limit into a personal loan for 3 months at an interest rate of 1.16% per month and zero processing fee.
Bajaj Finserv RBL Bank SuperCard Variants
There are a total of 16 Bajaj Finserv RBL Bank SuperCard variants. Among all of them, we have listed the best variants that are well suited for people with medium to high household expenses, frequent flyers, movie buffs, and regular shoppers.
Platinum Choice SuperCard
The Bajaj Finserv RBL Bank Platinum Choice SuperCard offers the convenience to pay for all your everyday expenses. Its value-added features such as emergency cash advance, interest-free cash withdrawals, easy EMI conversion of bills, 2X rewards on spends, and annual fee waiver, the Platinum Choice SuperCard enables you to save more in the long run. Apart from these features, you also get 2,000 welcome reward points, a monthly fuel surcharge waiver, 5% cashback on a down payment, and BookMyShow movie ticket offers. This credit card is a must-have for shoppers and customers who love a theatrical experience.
Binge SuperCard
This one-of-a-kind SuperCard comes with the power of 4 cards in 1. It can be used as a loan card, EMI card, debit card, and credit card. The Bajaj Finserv RBL Bank Binge SuperCard is an ideal match for the ones looking to shop for home appliances, gadgets, and more. The credit card offers 12X rewards for all your online spending and 5% cashback on a down payment at any 1.5 lakh Bajaj Finserv EMI Network partner store. You also get complementary airport lounge access and BookMyShow movie ticket offer and more.
Binge SuperCard First-Year-Free
This SuperCard comes with zero joining fee. The credit card also offers an annual fee waiver on yearly spending above Rs. 1 lakh. With the Binge SuperCard – First-Year-Free you get 2 complimentary domestic airport lounge access, 12X rewards on all online spends, fuel surcharge waiver, interest-free cash withdrawal, emergency cash advance, and easy EMI bill conversion. Moreover, you also get a free BookMyShow movie ticket every month.
Platinum Plus SuperCard
The Bajaj Finserv RBL Bank Platinum Plus SuperCard is a great choice for domestic travellers. The credit card provides complimentary access to 2 domestic airport lounges in a year. Along with that, the card also offers free movie tickets via BookMyShow, waivers of fuel surcharge fees, 4,000 welcome reward points, multiple rewards for online and offline spends, and annual savings of up to Rs. 9,499. The Platinum Plus SuperCard provides a variety of financial services, including an emergency cash advance against your cash limit, interest-free cash withdrawals at ATMs, and hassle-free EMI conversion.
Platinum Plus SuperCard FYF
The Platinum Plus SuperCard – First-Year-Free is one of the best credit cards in the market that comes with no joining fee and an annual card fee waiver. The card also allows you to save up to Rs. 8,499 annually. The credit card provides complimentary access to domestic airport lounges, monthly free movie tickets, fuel surcharge waivers, 5% cashback on down payments, 2X rewards on all online spends, and more. In addition to the simple EMI conversion facility, the Bajaj Finserv Platinum Plus SuperCard – First-Year-Free comes with industry-first features such as interest-free ATM cash withdrawals and an emergency cash advance for 3 months.
Now that you have a fair idea of the range of Bajaj Finserv RBL Bank SuperCards, you can apply for the same in a few easy steps.
Step-by-step guide to applying for the Bajaj Finserv RBL Bank SuperCard
- Enter your 10-digit mobile number and click on ‘APPLY’.
- Verify the OTP sent to your phone.
- Fill in the application form with your basic details such as your gender, full name, PAN, date of birth, residential address, and email ID.
- Click on ‘PROCEED’ to know your approved credit card offer and card limit.
- In case you do not have an offer, we will record your interest and notify you when an offer is available.
- If you have an offer, your credit limit will be displayed on the screen.
- Click on ‘GET IT NOW’ and enter your mother’s name, father’s name, and residential address.
- Now click on ‘PROCEED’ and enter the OTP sent to your phone to validate the application.
- Select ‘YES’ for E-KYC and click on ‘PROCEED’.
- After your application is successfully submitted, you will be redirected to the RBL Bank’s website for further verification and approval.
After your KYC verification, your card will be sent to your residential address within 5 to 7 working days.
Note: The online process may differ depending on whether you are a new customer or have an existing relationship with us.
