What is the process to obtain a Bajaj Finserv RBL Bank credit card?

You can apply for the Bajaj Finserv RBL Bank SuperCard by following these steps: Visit the website and provide your registered mobile number Enter the OTP and check for any Bajaj Finserv RBL Bank credit card offers If you have received an offer, use it

What are the benefits of owning a Bajaj Finserv RBL Bank credit card?

The Bajaj Finserv RBL Bank credit card comes with numerous benefits. These include: It extends redeemable reward points after almost every successful transaction You can withdraw interest-free cash from any ATM across India for up to 50 days. A processing fee of 2.5% or Rs. 500 (whichever is higher) + GST is applicable on the withdrawal You can avail of personal loans against the available cash limit. The interest levied on the loan is as low as 1.16% per month without any processing fee You can save up to Rs. 55,000 annually It allows conversion of bills exceeding Rs. 2,500 into easy, affordable EMIs

How to activate your Bajaj Finserv RBL Bank SuperCard?

To activate your Bajaj Finserv RBL Bank SuperCard, you must generate a PIN. You can get your PIN in three different ways. By dialling the customer care helpline number present at the back of your credit card By downloading the RBL MyCard application from the Google Play Store on an Android smartphone or Apple's App Store on an iOS device

Apply for RBL Bank Credit Cards Online

Airport lounge access

Get up to eight complimentary airport lounge access in a year.
Offers on movie tickets

Get 1+1 movie tickets on BookMyShow with the SuperCard.
Easy EMI conversion

Convert your purchases above Rs. 2,500 into affordable EMIs effortlessly.
Emergency advance*

Convert your available cash limit into a personal loan for 3 months with zero processing fee and an interest rate of 1.16% per month.
Interest-free cash withdrawal*

No interest on cash withdrawals for up to 50 days.
5% cashback

Get 5% cashback on down payment at any Bajaj Finserv partner store.
Pay with points

Redeem your reward points to pay the down payment on the EMI Network.
Shop more, save more

Up to Rs. 55,000+ annual savings when you shop with the SuperCard.

The Bajaj Finserv RBL Bank credit card (SuperCard) is more than just a credit card. The SuperCard, as the name suggests, is loaded with fabulous features that not only take care of your regular credit needs but also reduce your financial burden and help you during emergencies.

The innovative and industry-first features of the SuperCard make it stand out from other credit cards in the market.

You can avail of a loan against a credit card using your available cash limit at a nominal interest rate of 1.16% for 90 days. Moreover, you can repay the loan in 3 easy EMIs. Apart from this, you can also withdraw cash from ATMs and pay no interest on it for 50 days. Only a flat processing fee of 2.5% is charged in such cases. Finally, you can make purchases and convert your expenses into budget-friendly EMIs. Offering you the advantages of 4 cards in 1, the SuperCard is one of the most powerful credit cards in the market.

* Product-specific T&C to be applied
*The loan is provided by RBL Bank as per their discretion and is subject to its policies.
*A processing fee of 2.5% or Rs. 500 (whichever is higher, is applicable) + GST.

Top RBL Bank credit cards in India 2023

RBL Bank credit card variant	Features
Bajaj Finserv RBL Bank Binge SuperCard	12x reward points \| Movie ticket offers \| Interest-free cash withdrawals
Bajaj Finserv RBL Bank Binge SuperCard – First-year Free	No joining fee \| 12x reward points \| Movie ticket offers
Bajaj Finserv RBL Bank Platinum Choice SuperCard	10% discount on movie tickets \| 2,000 welcome rewards \| Interest-free cash withdrawals
Bajaj Finserv RBL Bank Platinum Choice SuperCard – First-year Free	No joining fee \| 10% discount on movie tickets \| Interest-free cash withdrawals
Bajaj Finserv RBL Bank Platinum Plus SuperCard	4,000 welcome reward points \| Movie ticket offers \| Interest-free cash withdrawals
Bajaj Finserv RBL Bank Platinum Plus SuperCard – First-year Free	No joining fee \| Movie ticket offers \| Interest-free cash withdrawals

RBL Bank credit card fees and charges

RBL Bank credit card variant	Joining fee	Annual fee second year onwards
Bajaj Finserv RBL Bank Binge SuperCard	Rs. 999	Rs. 999
Bajaj Finserv RBL Bank Binge SuperCard – First-year Free	Nil	Rs. 999
Bajaj Finserv RBL Bank Platinum Choice SuperCard	Rs. 499	Rs. 499
Bajaj Finserv RBL Bank Platinum Choice SuperCard – First-year Free	Nil	Rs. 499
Bajaj Finserv RBL Bank Platinum Plus SuperCard	Rs. 999	Rs. 999
Bajaj Finserv RBL Bank Platinum Plus SuperCard – First-year Free	Nil	Rs. 999

Other fees and charges

Type of charges	Applicable charges
Add-on card fees	Nil
Cash payment at RBL Bank branches	Rs. 100 cash deposit at RBL Bank branch on every transaction
Surcharge on purchase / cancellation of railway tickets	IRCTC Service Charges + Payment Gateway transaction charges (up to 1.8% of ticket amount + IRCTC service charges)
Fuel transaction charge for transactions made at petrol pumps in India to purchase fuel	1% surcharge on fuel transaction value or Rs. 10, whichever is higher (depend on merchant)
Reward redemption	Reward redemption fee of Rs. 99 +GST will be applicable on redemption of your available reward points earned on Bajaj Finserv RBL Bank SuperCards
Goods and Service Tax (GST)	A standard rate of 18% applicable
Late payment fee	12.5% of the outstanding amount \| Minimum Rs. 5 and maximum Rs. 1,300

What are the eligibility criteria for the Bajaj Finserv RBL Bank credit card?

Bajaj Finserv has easy-to-meet eligibility criteria to apply for the credit card. These include:

Age should be within 21 to 70 years
Nationality should be Indian
Applicant must fulfil the income and credit score criteria set by the bank

What documents are required to apply for the Bajaj Finserv RBL Bank Credit Card?

You don't have to submit any physical documents to apply for the Bajaj Finserv RBL Bank SuperCard. You only need to share your PAN card number and Aadhaar card number to complete the application process.

Frequently asked questions

The Bajaj Finserv RBL Bank SuperCard is the best RBL credit card. This SuperCard comes with the power of four different cards clubbed into one. You can use as a regular credit or debit card, an EMI card, or a loan card.

You can apply for the Bajaj Finserv RBL Bank SuperCard by following these steps:

Visit the website and provide your registered mobile number
Enter the OTP and check for any Bajaj Finserv RBL Bank credit card offers
If you have received an offer, use it

The Bajaj Finserv RBL Bank credit card comes with numerous benefits. These include:

It extends redeemable reward points after almost every successful transaction
You can withdraw interest-free cash from any ATM across India for up to 50 days. A processing fee of 2.5% or Rs. 500 (whichever is higher) + GST is applicable on the withdrawal
You can avail of personal loans against the available cash limit. The interest levied on the loan is as low as 1.16% per month without any processing fee
You can save up to Rs. 55,000 annually
It allows conversion of bills exceeding Rs. 2,500 into easy, affordable EMIs

To activate your Bajaj Finserv RBL Bank SuperCard, you must generate a PIN. You can get your PIN in three different ways.

By dialling the customer care helpline number present at the back of your credit card
By downloading the RBL MyCard application from the Google Play Store on an Android smartphone or Apple's App Store on an iOS device

You can use your Bajaj Finserv RBL Bank credit card to shop online or offline. Apart from this, you can use it to withdraw cash from any ATM without paying interest for up to fifty days. Also, if you need urgent funds during an emergency, you can avail of a personal loan on your cash limit with an interest rate as low as 1.16% per month.

Bajaj Finserv RBL Bank Credit Cards offers a variety of credit cards, including those for lifestyle and travel, rewards, cashback, and business. Some of its popular cards include Bajaj Finserv RBL Bank Binge SuperCard, Bajaj Finserv RBL Bank Platinum Choice SuperCard, Bajaj Finserv RBL Bank Platinum Plus SuperCard, Platinum ShopDaily, and more. Check out the entire range of co-brand credit cards on Bajaj Finserv website.

The Bajaj Finserv RBL SuperCard range is a great option for individuals looking for up to 12x rewards points, a high welcome bonus, and complementary benefits. Most cards under this range offer various features such as cashback and discounts on purchases, airport lounge access, cash backs, fuel surcharge waiver, and more. Before you apply for a credit card, it is important to always review the card's terms and fees to determine if it fits your needs.

Bajaj Finserv RBL Credit Cards come in 15+ variants, each designed for specific needs and lifestyle. Having one of the credit cards can come in handy and help you save up to Rs. 55,00 annually.

You can visit the nearest branch of RBL Bank and fill an application form. You can also request a representative to visit you at your home or office to collect the necessary documents. Alternatively, you can also call the RBL Bank customer care number or send an email to their customer care team to request assistance in applying for a credit card offline.