Features and benefits

  • Zero collateral needed

    Zero collateral needed

    There is no need to pledge any asset to avail of funding for your service enterprise.

  • Quick processing

    Quick processing

    Simply meet the eligibility criteria and get loan approval within 48 hours*.

  • Flexi benefits

    Flexi benefits

    Avail of the unique Flexi Loan facility. This feature allows you to withdraw freely at no additional cost.

  • Swift disbursal

    Swift disbursal

    Submit minimal documentation and benefit from money-in-bank in just 48 hours* after approval.

  • Personalised loan deals

    Personalised loan deals

    For quick and easy access to funds, check for a pre-approved offer.

  • Easy repayment

    Easy repayment

    We offer tenure ranging from 12 months to 96 months to suit your repayment capacity.

  • Online loan management

    Online loan management

    Easily manage your loan account, anytime, anywhere, with our customer portal – My Account.

Business loan for service enterprises

As a business owner in the service enterprise industry, you should not compromise on infrastructure or equipment. To get what you need for your business to grow, you might require external funding. The Bajaj Finserv Business Loan for service is an option you can rely on. You can get up to Rs. 80 lakh* to comfortably meet any business-related expenses to take your service enterprise to the next level.
(*inclusive of Insurance premium, VAS charges, documentation charges, Flexi fees, and processing fees)

We offer a range of solutions to meet your industry-specific needs. Here are some of the specialised offerings that we provide:

  1. Business and working capital loans for hotel owners.
  2. Business loan for boutique owners.
  3. Business loan for software development and media agencies.
  4. Business loan for courier companies.
  5. Business and working capital loans for mobile handset dealers.
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Eligibility criteria and documents required

Bajaj Finance offers Business Loans to service enterprises on easy-to-meet eligibility criteria. Further, we require minimal documentation only.

  • Age

    Age

    18 to 80*
    (*age should be 80 at loan maturity).

  • Nationality

    Nationality

    Indian

  • CIBIL Score

    CIBIL Score

    685 or higher

  • Work status

    Work status

    Self-employed

  • Business vintage

    Business vintage

    At least 3 years

You will need the following documents to apply

  • KYC documents - Aadhaar/ passport/ voter’s ID/ driving license/ letter from NPR/ NREGA job card
  • PAN card
  • Proof of business ownership
  • Other financial documents

How to apply

The steps to apply for the Bajaj Finserv Business Loan for service enterprises are simple:

  1. 1 Click on the ‘APPLY' button on this page.
  2. 2 Enter your 10-digit mobile number and OTP.
  3. 3 Fill in the application form with your basic details, such as your full name, PAN, date of birth, and PIN code.
  4. 4 Once you enter all your details, please click on ‘PROCEED’ to visit the loan selection page.
  5. 5 Enter the loan amount that you need. Choose from our three business loan variants – Term, Flexi Term, and Flexi Hybrid. 
  6. 6 Choose the repayment tenure – you can select tenure options of 12 months to 96 monthsand click on ‘PROCEED’. 
  7. 7 Complete your KYC and submit your business loan application.

Our representative will guide you on the next steps. The loan amount will be transferred to your bank account upon verification of your documents.

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