Bajaj Finance in your city
As India’s entertainment, fashion and commercial centre, Mumbai accounts for more than 6.16% of India's economy. Mumbai is also the primary financial centre for India, with major Indian stock exchanges, brokerages, Asset Management Companies. However, keeping up with the increasing cost of living in Mumbai can be challenging, and you may need to invest your savings in a safe investment option like a fixed deposit.
Invest online from the comfort of your home or visit any of our branches.
Features and benefits of fixed deposit (FD)
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Highest safety of deposit
Bajaj Finance FD carries CRISIL AAA Stable and [ICRA]AAA(Stable) rating, making it a reliable and credible option.
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Small deposit amount
Get started on your investment journey with an amount of just Rs. 15,000 and make your savings grow.
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Assured returns
Invest in a Bajaj Finance online FD to earn up to 8.25%*, with additional interest rate benefits up to 0.25% p.a. for senior citizens.
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Loan against fixed deposit
Avail 75% of your deposit’s value as a loan to gain instant access to funds during emergencies.
Grow your savings with a fixed deposit in Mumbai
Bajaj Finance Fixed Deposit offers secure returns without market fluctuations for those looking to invest in a fixed deposit in Mumbai. You can choose tenors ranging from 12 to 60 months and opt for payouts at periodic intervals or maturity. You can choose to grow your savings from the comfort of your home in just 4 easy steps that require no complex paperwork or processes.
As one of the safest avenues for you to grow your savings, Bajaj Finance FD is accredited with the highest safety ratings of CRISIL AAA/STABLE and [ICRA]AAA(Stable), which indicate the highest safety of your deposit. Make your savings grow at assured returns up to 8.50%*
*conditions apply
Fixed deposit rates in Mumbai
Bajaj Finance offers high FD interest rates to all customers. Individuals looking to grow their savings in Mumbai can gain secured returns unaffected by any market fluctuations by investing in this FD.
The annual rate of interest is valid for deposits from Rs. 15,000 up to Rs. 3 crore (w.e.f 14 November, 2024) |
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Tenure in months |
12 – 23 |
24 | 25 – 35 |
36 – 60 |
Cumulative |
7.40% |
7.80% | 7.35% |
8.05% |
Monthly |
7.16% |
7.53% | 7.11% |
7.77% |
Quarterly |
7.20% |
7.58% | 7.16% |
7.82% |
Half yearly |
7.27% |
7.65% | 7.22% |
7.89% |
Annual |
7.40% |
7.80% | 7.35% |
8.05% |
Special FD interest rates for cumulative deposits
Tenure in months |
15 |
18 |
22 |
30 |
33 |
44 |
At maturity |
7.45% |
7.80% |
7.90% |
7.45% |
8.10% |
8.25% |
Special FD interest rates for non-cumulative deposits
Tenure in months |
15 |
18 |
22 |
30 |
33 |
44 |
Monthly |
7.21% |
7.53% |
7.63% |
7.21% |
7.81% |
7.95% |
Quarterly |
7.25% |
7.58% |
7.68% |
7.25% |
7.87% |
8.01% |
Half yearly |
7.32% |
7.65% |
7.75% |
7.32% |
7.94% |
8.09% |
Annual |
7.45% |
7.80% |
7.90% |
7.45% |
8.10% |
8.25% |
Additional rate benefit of up to 0.25% p.a. p.a. for senior citizens.
You can calculate the interest returns with the help of FD Rates Calculator.