Gold loan in Vijayawada
Formerly known as Bezawada, Vijayawada is the second-largest city in Andhra Pradesh. Apart from being one of the fastest-growing urban areas in the country, Vijayawada is often described as the political, educational and commercial capital of Andhra Pradesh.
Residents of this city can now get an instant gold loan in Vijayawada at a competitive interest rate and easy to meet eligibility. Visit Bajaj Finserv’s branch in Vijayawada or apply online now!
Gold loan in Vijayawada: Features and benefits
Here are a few features and benefits of Bajaj Finserv’s gold loan:
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Easy repayments
Choose from multiple repayment options at your convenience. Pay regular EMIs or opt for periodical interest payment. You can also use a gold loan calculator for an informed decision.
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Substantial loan amount
Obtain a sizable loan amount of up to Rs. 2 crore and meet your big-ticket expenses at ease.
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Transparent gold appraisal
We ensure an accurate and authentic assessment of your gold by using an industry-grade carat meter.
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Part-release facility
You can opt for partial release of your gold items when necessary by paying the equivalent amount.
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Gold insurance
Obtain a gold loan from us and get complimentary gold insurance. Stay assured of financial coverage against theft or misplacement.
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Part-prepayment and foreclosure options
You can foreclose or part-prepay your gold loan without bearing any extra charges.
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Strict safety protocols
We store your gold items in a secured vault under 24x7 security surveillance. Our motion detector-equipped rooms ensure maximum safety.
Housing one of the most visited temples in India, Kanaka Durga Temple, Vijayawada, is considered a sacred place. It also hosts the Pushkaram of River Krishna.
The city is also the third most densely populated urban settlement globally. Vijayawada also accommodates many well-known educational institutions, leading to the city’s emergence as a major educational hub. Furthermore, the city is ranked the 5th most liveable city in India as per the Ease of Living Index 2018.
If you are a resident of this city searching for immediate funds, you can approach Bajaj Finserv for the best gold loan in Vijayawada at a competitive interest rate.
Gold loan in Vijayawada: Eligibility criteria
Bajaj Finserv provides credit against easy-to-meet gold loan eligibility criteria. Find them below:
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Nationality
Indian citizen residing in India
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Age
21 years to 70 years
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Employment status
salaried or self-employed individuals
Meet/ exceed gold loan eligibility to avail a high-value loan quantum at a low-interest rate. The gold loan amount depends on the LTV ratio, set at 75% by the RBI.
Gold loan in Vijayawada: Documents required
- KYC documents
- Address proof
- Income proof
You need to submit any additional documents as asked by Bajaj Finserv.
Gold loan in Vijayawada: Interest rate and charges
Bajaj Finserv offers a competitive gold loan rate. In addition, we levy minimal charges and fees with 100% transparent terms and conditions, ensuring no hidden charges.
