Recharge and Pay Bills
HDFC credit card bill payment online on Bajaj Finserv
HDFC Bank is one of the leading banks in India providing a range of financial products and services to its customers. HDFC offers an extensive range of credit cards to cater to the diverse needs of its customers. HDFC credit card provides a range of benefits such as cashback, discounts, reward points, and other exclusive offers. But it is crucial to make timely payment of the HDFC credit card bill to avoid late payment charges and interest.
HDFC offers various options to pay the HDFC credit card bill, including online payment, NEFT, net banking, mobile banking, offline payment, and more. Among these, payment through the BBPS platform on Bajaj Finserv is the most convenient and straightforward option.
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Pay other banks’ credit card bills
Apart from HDFC credit card bill payment, Bajaj Finserv also allows you to pay other banks' credit card bills. You can pay credit card bills of various banks such as Axis Bank, ICICI Bank, SBI Bank, Citi Bank, and more.
Benefits of making HDFC Bank credit card payment online on Bajaj Finserv
When paying for your HDFC credit card payment online through the Bajaj Finserv BBPS platform, you can avail of the following benefits:
- Quick and hassle-free
With the Bajaj Finserv BBPS platform, you can pay your HDFC credit card bill quickly and effortlessly.
- Safe and secure
Bajaj Finserv provides a safe and secure payment platform on BBPS. Your payment details are secure with the platform’s robust security measures. - Multiple payment options
Bajaj Finserv offers multiple payment options, including debit card, credit card, net banking, and UPI. This allows you to choose the payment method that suits you best. - Instant confirmation
After making the payment, the platform immediately confirms the payment through an email and SMS.
Fees and charges
A convenience fee of up to 2% will be charged depending on the transaction amount and payment mode (inclusive of applicable taxes). For more information on fees and charges, click here.
Note: For failed transactions, the total amount including charges except taxes are reversed.Processing time for HDFC credit card bill payment using different payment methods
Here is the processing time for your HDFC credit card payment using various payment modes:
Payment method
Processing time
Bajaj Finserv BBPS platform or Bajaj Finserv app
Instant
HDFC Bank net banking
Within 2 working days
HDFC Bank mobile banking application
Within 2 working days
Autopay
Within 2 working days
NEFT
24-48 business hours
Cheque
3 working days
BillDesk
3 working days
RTGS
Instant
HDFC credit card: Late payment charges
Here are the late payment charges for your HDFC Bank credit card bill:
Amount
Charges
Less than Rs. 100
No charges
Rs. 100 to 500
Rs. 100
Rs. 501 to 5,000
Rs. 500
Rs. 5,001 to 10,000
Rs. 600
Rs. 10,001 to 25,000
Rs. 800
Rs. 25,001 to 50,000
Rs. 1,100
Rs. 50,000 and above
Rs. 1,300
- Quick and hassle-free
How to pay HDFC credit card bill online on Bajaj Finserv
Follow these steps to pay your credit card bill online using the Bajaj Finserv BBPS platform:
- Click on 'DOWNLOAD APP' to open the Google Play Store
- Login through the email ID registered with your mobile
- Click on ‘INSTALL’
- Open the app on your mobile phone
- Enter your 10-digit mobile number to 'Generate OTP'
- Enter the OTP and click on 'Proceed'
- Under the ‘FINANCIAL SERVICES AND TAXES’ section, tap on 'CREDIT CARD'
- Choose your credit card issuing provider as ‘HDFC BANK’ from the drop-down menu
- Enter your credit card number and click on 'FETCH YOUR BILL'
- Select a payment method from the list of available payment options such as credit cards, debit cards, and net banking
- After choosing your preferred payment mode, enter the requested payment details
- Check the details you entered and click on 'PAY NOW’
You will receive a notification from Bajaj Finserv after successful payment.
Frequently asked questions
Bajaj Finserv is one of the safest portals for credit card bill payment, with its advanced security mechanisms. It ensures safety of your money along with your personal credentials.
To pay your credit card bill online, head over to the Bajaj Finserv website, click on the BBPS login page and follow these steps:
- Download the Bajaj Finserv app from Google Play Store or App Store
- Login through the email ID regis-tered with your mobile
- Click on ‘INSTALL’
- Open the app on your mobile phone
- Enter your 10-digit mobile number to 'Generate OTP'
- Enter the OTP and click on 'Proceed'
- Under the ‘FINANCIAL SERVICES AND TAXES’ section, tap on 'CREDIT CARD'
- Choose your credit card issuing provider as ‘HDFC BANK’ from the drop-down menu
- Enter your credit card number and click on 'FETCH YOUR BILL'
- Select a payment method from the list of available payment options such as credit cards, debit cards, and net banking
- After choosing your preferred payment mode, enter the request-ed payment details
- Check the details you entered and click on 'PAY NOW’
You will get a payment confirmation on the screen along with a receipt for the same.
Yes, credit cards are billed monthly.
You can pay your credit card bill partly or completely, depending on your preference. However, it is advisable to pay credit card bills in full to avoid interest and late payment charges.
You should pay your credit card bill before its due date. Nevertheless, when your credit utilisation reaches 30%, it is advisable to pay the bill irrespective of the due date.
Yes, Bajaj Finserv also provides other recharge services such as DTH recharge, FASTag recharge, and gas booking.
Yes, Bajaj Finserv also provides other bill payment services such as postpaid bill payment, broadband bill payment, education fee payment, landline bill payment, loan repayment, municipal tax, subscription bill payment.
- Download the Bajaj Finserv app from Google Play Store or App Store
- Login through the email ID registered with your mobile
- Click on ‘INSTALL’
- Open the app on your mobile phone
- Enter your 10-digit mobile number to 'Generate OTP'
- Enter the OTP and click on 'Proceed'
- Under the ‘FINANCIAL SERVICES AND TAXES’ section, tap on 'CREDIT CARD'
- Choose your credit card issuing provider as ‘HDFC BANK’ from the drop-down menu
- Enter your credit card number and click on 'FETCH YOUR BILL'
- Select the payment method as net banking
- Enter the requested bank details
- Check the details you entered and click on 'PAY NOW’
You can check your HDFC Bank credit card outstanding payment by following the steps below:
- Visit the Bajaj Finserv website
- Go to the ‘BILLS AND RECHARGES‘ section in the ‘PAYMENTS’ tab
- Click on ‘VIEW MORE’
- Go to ‘CREDIT CARD BILLS’ under the ‘FINANCIAL SERVICES AND TAXES’
- Enter your registered mobile number and the last 4 digits of your credit card number
- Click on ‘FETCH BILL’
Your outstanding amount will be displayed on the screen.