Home loan overview
Jhalawar was founded and developed by Jhala Zalim Singh as a military cantonment to stop Maratha Invaders. Currently, Jhalawar is a properly developed town and a popular tourist place.
If you are a resident of Jhalawar and planning to invest in a property, then get in touch with Bajaj Finserv. With us, you can get a home loan in Jhalawar against attractive interest rates. Visit our branch in Jhalawar or apply online today.
Features and benefits of home loan in Jhalawar
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Nominal documentation needed
You can now get a home loan in Jhalawar by submitting only a few documents, which further eases the loan application process.
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Facility to foreclose or prepay loans
Repaying a loan has become easy with Bajaj Finserv’s prepayment and foreclosure facility. You can easily lower your total loan burden at no extra costs, if you have a home loan with a floating interest rates.
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Take advantage of balance transfer
Get a lower home loan interest rate and additional facilities with the home loan balance transfer facility offered by Bajaj Finserv.
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Manage your loan account online
With the help of Bajaj Finserv’s online customer portal, you can access your loan account 24X7.
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Access to a top-up loan
Bajaj Finserv provides access to a top-up loan facility of Rs. 1 Crore*, to its existing customer base. Availing of a top-up loan does not require any additional documentation.
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Extended repayment tenor
Repay your housing loan within an extended tenor of up to 30 years. You can now estimate the EMIs using a home loan EMI calculator and then select a loan tenor as per your affordability.
Home loan interest rate, fees & charges
Home loan interest rates charged by Bajaj Finserv are competitive, and there are no additional charges applicable on it.
A competitive housing loan interest rate structure and the availability of income tax benefits will help you in making savings during home loan repayments.
Home loan eligibility criteria
The home loan eligibility parameters set by Bajaj Finserv are easy-to-meet and aid individuals to get credit without any hiccups. Here are the specifics –
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Age
25 to 70 years** for self-employed individuals and 23 to 62 years** for salaried individuals
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Work experience
Minimum 5 years of business continuity for self-employed applicants and 3 years for salaried individuals
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Monthly income
Depends on your city of residence
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Citizenship
Indian
** Maximum age considered at the time of the loan maturity
Documents required for home loan
You need to submit the following set of documents to get a home loan in Jhalawar:
- KYC documents
- Address and Identity proof
- Latest salary slip or Form 16
- Bank account statement of previous 6 months
- Business proof of 5 years continuity for self-employed individuals
How to apply for a home loan?
Applying for a housing loan in Jhalawar has now become hassle-free. You can apply online via the following steps:
- 1 Fill up the loan application form with required professional and personal information and provide property details
- 2 After that, book an available home loan offer by submitting the fee online. A Bajaj Finserv representative will then contact you to complete further processing
- 3 Now, submit the scanned copies of documents required for home loans online to check the validity of your loan application
Apart from these, you can also apply for a home loan in Jhalawar offline as well by visiting the nearest branch office of Bajaj Finserv.
Frequently asked questions
The market value of a property refers to the estimated value of the property according to prevailing market conditions.
Yes, you are eligible to get tax benefits on the interest payable and principal component of your home loan.
Any borrower who has paid 12 regular EMIs on a home loan with another financial institution can opt for a home loan balance transfer.