Home loan overview
Kishangarh is a city in the Ajmer District of Rajasthan, built by Maharajas of Jaipur and Jodhpur. The city is 90 kilometers away from Jaipur and connected with the rest of the country via an airport and railway station. The city is famous for its unique painting style and the marble industry.
Residents can now get a home loan in Kishangarh from Bajaj Finserv to fund their property purchases. We operate across 3 branches in Kishangarh. So, you can either apply online or visit one of our branches.
Features and benefits of a home loan in Kishangargh
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Convenient balance transfer
Home loan balance transfer facility enables you to shift your loan balance from one lender to another. You can now enjoy lower home loan interest rates and better terms of services.
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Flexibility in loan repayment
With Bajaj Finserv, you can get a housing loan against a repayment period of up to 30 years. Estimate the EMIs using a calculator and find a suitable tenor accordingly.
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Get a top-up loan
Current customers of Bajaj Finserv can now get a top-up loan on their current home loan to meet an array of monetary needs.
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Hassle-free documentation process
Customers of Bajaj Finserv can manage their housing loan account via an online customer portal. You can make payments and access loan details through it.
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Benefits under PMAY scheme
Bajaj Finserv is registered with Central Nodal Agency to extend the advantages of Pradhan Mantri Awas Yojana. Hence, you can now enjoy subsidised home loan rates in Kishangarh.
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Foreclosure and prepayment facilities
You can now prepay or foreclose your home loan with Bajaj Finserv without bearing any extra charges.
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Nominal documentation
Get a home loan in Kishangarh by submitting a few documents. This accelerates the loan application process.
Home loan interest rate, fees & charges
Home loan from Bajaj Finserv comes with affordable home loan interest rates. In addition, it does not impose any hidden charges.
The home loan interest rates offered to salaried and self-employed individuals starts from 8.25%* p.a, basis eligibility.
Home loan eligibility criteria
Bajaj Finserv has simple home loan eligibility criteria parameters allowing individuals to secure a loan easily. Here are the details:
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Age
23 to 62 years** for salaried individuals and 25 to 70 years** for self-employed individuals
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Work experience
Minimum 3 years for salaried individuals and 5 years of business continuity for self-employed individuals
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Citizenship
Indian
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Monthly income
Depends on your city of residence
** Age at the time of the loan maturity
Documents required for home loan
To get a home loan in Kishangarh, you need to submit the following list of documents:
- KYC documents
- Address and Identity proof
- Latest salary slips or Form 16
- Bank account statement of previous 6 months
- Business proof of 5 years continuity for self-employed individuals
How to apply for a home loan?
You can for a housing loan in Kishangarh online by following the steps mentioned below –
- 1 Fill out the application form with required personal and professional details and enter property information
- 2 You can then book an available offer by paying the secured fee online. A relationship manager will then contact you for further processing
- 3 Submit the documents required for home loans to validate your application
Keep the additional fees and charges in mind before applying for a home loan in Kishangarh. Note that we do not levy any hidden charges. All our terms and conditions are 100% transparent.
