ManipalCigna Health Insurance - Accident – One EMI Protection at Rs. 24
Key features
Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions
Key features and benefits
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Coverage up to Rs. 50,000, premium starting at Rs. 24
Get coverage up to Rs. 50,000 for a single EMI in case the insured suffers through an injury due to an accident.
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Medical expenses covered
Get coverage for hospitalisation expenses to cover Permanent Total Disablement (PTD), Permanent Partial Disablement (PPD), Temporary Total Disablement (TTD), and Coma.
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Cash benefit
Avail of the cash benefit to pay for your EMIs on the existing insurance-linked loan.
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End-to-end online process
You can buy the policy online through our 100% digital and paperless process.
Eligibility criteria and documents required
You need to fulfil the following criteria to buy the Accident – One EMI Protection cover. If you meet all the eligibility criteria, we will need a few details to complete your application process.
Eligibility criteria
- Exclusively for Bajaj Finance customers
- Nationality: Indian
- Age: 18 - 65 years
Documents required
You only need to provide the following details at the time of buying the policy:
- Name
- Address
- Email address
- Phone number
Step-by-step guide to buy this policy
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Step 1
Click on the ‘Buy Now’ button on this page.
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Step 2
Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.
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Step 3
Enter the One Time Password (OTP) received on your registered mobile number for verification.
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Step 4
If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.
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Step 5
At this point, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards and wallet.
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Step 6
After the payment is successful, you can download the policy receipt instantly.
You can also download the policy document from ‘My Account’ after 5 to 7 working days from the date of purchasing the policy.
In case your details need to be changed, you can update it on ‘My Account’ (our customer portal). Once your information has been updated, you can resume your application form by revisiting this page.
In case all the information is in order, click on the ‘Proceed’ button.
Policy details
Here’s a quick look at the policy details of Accident – One EMI Protection cover:
- Premium of Rs. 24
- Premium of Rs. 29
- Premium of Rs. 39
- Premium of Rs. 44
- Premium of Rs. 59
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 5,000 |
| Premium including GST (in Rs.) | 24 |
| Policy tenure | 1 year |
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 10,000 |
| Premium including GST (in Rs.) | 29 |
| Policy tenure | 1 year |
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 20,000 |
| Premium including GST (in Rs.) | 39 |
| Policy tenure | 1 year |
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 25,000 |
| Premium including GST (in Rs.) | 44 |
| Policy tenure | 1 year |
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 50,000 |
| Premium including GST (in Rs.) | 59 |
| Policy tenure | 1 year |
Key inclusions and exclusions
Here’s a quick look at the inclusions and exclusions under the Accident – One EMI Protection cover:
- Key inclusions
- Key exclusions
| Key inclusions | Description |
|---|---|
| EMI cover | Get financial assistance to pay one month’s EMI in case the insured suffers an injury due to an accident |
| Key exclusions | Description |
|---|---|
| Pre-existing disease | Treatment against pre-existing diseases |
| Adventure sports-related accidents | Any injury due to adventure sports-related accidents |
| Self-inflicted injury | Any injury caused intentionally |
Product information
For complete details on product benefits, features, terms and exclusions, please read the product sales brochure and policy wordings carefully before concluding a sale.
How to claim
You can reach out to the insurer (ManipalCigna Health Insurance) to claim the benefits of the Accident – One EMI Protection cover by email or phone:
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Insurer’s email address
Share your policy document and medical reports at servicesupport@manipalcigna.com
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Insurer’s toll-free number
You can also call on the toll-free helpline number - 1800-102-4462 and claim the benefits.
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Documents required to claim
To claim the benefits of Accident – One EMI Protection cover, you need to present the following documents:
1. Policy document received at the time of purchase
2. Discharge summary
3. Complete billing in case of reimbursement
4. For cashless, policy document, cashless card issued by the insurer, if any
In case of cashless claims, the billing details are directly shared with the insurance company by the network hospital and settled before discharge -
Contact Bajaj Finance
In case you have any queries related to coverage, exclusions, or product policy, please write to us at wecare@bajajfinserv.in
Frequently asked questions
This policy offered by Bajaj Finance is available at a premium starting at Rs. 24 for a sum insured of up to Rs. 50,000.
No, you can buy this policy online only at the Bajaj Finance Insurance Mall.
This policy is valid for a tenure of 1 year.
Hospitalisation due to pre-existing diseases, injuries incurred during adventure sports and self-inflicted injuries are not covered under this policy.
