Bajaj Allianz General Insurance – Covid-19 Protection Cover starting at Rs. 807
Key features
Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions
Key features and benefits
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Coverage up to Rs. 2 lakh, premium starting at Rs. 807
Get coverage for hospitalisation expenses due to COVID-19 for a premium starting at Rs. 807.
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Hospitalisation expenses
Get coverage for your expenses during hospitalisation as well as pre (30 days) and post (30 days) hospitalisation.
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AYUSH treatment cover
Get coverage for treatment under Ayurveda, Yoga, Naturopathy, Unani, Siddha, and Homeopathy.
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End-to-end online
About five minutes is all it would take to complete six simple steps and get your policy online.
Eligibility criteria and documents required
You need to fulfil the following criteria to buy the Covid-19 Protection Cover. If you meet all the eligibility criteria, we will need a few details to complete your application process.
Eligibility criteria
- Exclusively for Bajaj Finance customers
- Nationality: Indian
- Age: 18+ years
Documents required
No documents are required to buy the policy.
You only need to provide the following details at the time of buying the policy:
- Name
- Address
- Email address
- Phone number
Step-by-step guide to buy this policy
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Step 1
Click on the ‘Buy Now’ button on this page.
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Step 2
Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.
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Step 3
Enter the One Time Password (OTP) received on your registered mobile number for verification.
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Step 4
If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.
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Step 5
At this point, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards and wallet.
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Step 6
After the payment is successful, you can download the policy receipt instantly.
You can also download the policy document from ‘My Account’ after 5 to 7 working days from the date of purchasing the policy.
Policy details
Here’s a quick look at the policy details of Covid-19 Protection Cover:
- Premium of Rs. 807
- Premium of Rs. 1,194
- Premium of Rs. 1,257
- Premium of Rs. 1,324
| Plan details | Description |
|---|---|
| Sum insured (in Rs.) | 50,000 |
| Premium including GST (in Rs.) | 807 |
| Plan tenure | 1 year |
| Plan details | Description |
|---|---|
| Sum insured (in Rs.) | 1 lakh |
| Premium including GST (in Rs.) | 1,194 |
| Plan tenure | 1 year |
| Plan details | Description |
|---|---|
| Sum insured (in Rs.) | 1.5 lakh |
| Premium including GST (in Rs.) | 1,257 |
| Plan tenure | 1 year |
| Plan details | Description |
|---|---|
| Sum insured (in Rs.) | 2 lakh |
| Premium including GST (in Rs.) | 1,324 |
| Plan tenure | 1 year |
Key inclusions and exclusions
Here’s a quick look at the key inclusions and exclusions under the Covid-19 Protection Cover:
- Key inclusions
- Key exclusions
| Key inclusions | Description |
|---|---|
| Ambulance charges | Get paid for ambulance charges up to Rs.2,000 per hospitalisation |
| Hospitalisation expenses | Coverage for hospitalisation expenses as well as for pre (30 days) and post (30 days) hospitalisation |
| AYUSH treatment cover | Get coverage for treatment under Ayurveda, Yoga, Naturopathy, Unani, Siddha, and Homeopathy |
| Key exclusions | Description |
|---|---|
| Unauthorised diagnostic centre | Testing done at an unauthorised diagnostic centre |
| Primary expenses | Expenses related to primary diagnostic and evaluation purpose |
| Initial waiting time | Any claims within 15 days of policy commencement |
Product information
For complete details on product benefits, features, terms and exclusions, please read product sales brochure and policy wordings carefully before concluding a sale.
How to claim
You can reach out to the insurer (Bajaj Allianz General Insurance) to claim the benefits of the Covid-19 Protection Cover by email or phone:
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Insurer’s email address
Share your policy document and medical reports at bagichelp@bajajallianz.co.in
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Insurer’s toll-free number
You can also call on the toll-free helpline number 1800-209-5858 and claim the benefits
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Documents required to claim
To claim the benefits of Covid-19 Protection Cover, you need to present the following documents:
1. Policy document received at the time of purchase
2. All medical bills and invoices
3. Covid-19 report -
Contact Bajaj Finance Ltd.
In case you have any queries related to coverage, exclusions, or product policy, please write to us at wecare@bajajfinserv.in
Frequently asked questions
You can reach out to the insurer by writing to them via email at bagichelp@bajajallianz.co.in or calling on the toll-free number 1800-209-5858.
COVID-19 Protection Cover offers coverage of up to Rs. 2 lakh. The plan covers expenses against hospitalisation for less than 24 hours.
The coverage can only be availed of in case you are diagnosed COVID-19 positive by a government-approved laboratory or Indian Council Medial Research (IMCR) approved private laboratory.
The AYUSH treatment provides coverage for treatment under Ayurveda, Yoga, Naturopathy, Unani, Siddha, and Homeopathy.
Yes, pre- and post-hospitalisation expenses are covered under this policy for a duration of 30 days before and after the hospitalisation has taken place.
