Bajaj Finserv Health - Health Wallet plan at a membership fee of Rs. 999
Key features
Key features and benefits
-
Annual membership fee of Rs. 999
Get OPD/doctor consultation coverage and lab test discounts of up to Rs. 1,500. Get network discounts on preventive health check-ups, dental procedures, spectacle and pharmacy.
-
OPD/ doctor consultation and lab tests covered
Avail reimbursement for OPD or doctor consultations and stay covered for pre-specified lab and radiology tests.
-
Network discounts
Avail of unlimited discounts starting from 5% to 10% on different health care services applicable through the Bajaj Finserv Health Prime network.
-
No documents required to buy the plan
You need not present any documents at the time of purchasing the plan.
Eligibility criteria and documents required
You need to fulfil the following criteria to buy Health Wallet plan. If you meet all the eligibility criteria, we will need a few details to complete your application process.
Eligibility criteria
- Nationality: Indian
- Age: 18+ years
Details required
- Name
- Address
- Email Address
- Phone Number
Step-by-step guide to buy this plan
-
Step 1
Click on ‘Buy Now’ button on this page.
-
Step 2
Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.
-
Step 3
Enter the One Time Password (OTP) received on your registered mobile number for verification.
-
Step 4
If your mobile number is present in our records, your details on the form will be pre-filled and you need to review the details.
-
Step 5
In case you are a new customer, buying the plan, you will need to fill in the details required - name, address, email address and phone number.
-
Step 6
Once details are reviewed or filled out, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards and wallet.
-
Step 7
After the payment is successful, you can download the plan receipt instantly.
You can also download the plan document from ‘My Account’ after 5 to 7 working days from the date of purchase of the plan.
Plan details
Here’s a quick look at the plan details of Health Wallet:
| Plan details | Description |
|---|---|
| Coverage details | OPD/doctor’s consultation coverage | Lab and radiology test coverage | Discounts at Bajaj Finserv Health network hospitals and labs |
| Membership fee including GST (in Rs.) | 999 |
| OPD/Doctor consultation benefit (Open market reimbursement) (in Rs.) | 750 |
| Lab and radiology benefit (in Rs.) | 1,500 |
| Network discounts | 10% discounts on doctor consultation, lab tests, preventive health check-up, dental procedures, spectacle, and pharmacy | 5% discount on IPD room rent | Free ambulance service on IPD admission |
| Plan tenure | 1 year |
Key inclusions and exclusions
Here’s a quick look at the inclusions and exclusions under the Health Wallet Plan:
- Key inclusions
- Key exclusions
| Key inclusions | Description |
|---|---|
| Lab tests package | Take any pathology or radiology test of choice from any lab/radiology center and get reimbursed up to the benefit amount | Lab or Radiology invoice with the amount, consumption date, and stamp should be clearly visible on the uploaded invoice for approval |
| Single or multiple tests | The benefit amount can be claimed in a single visit or spread over multiple pathology or radiology tests to the extent of the value of benefits |
| Doctor’s consultation | Consult with a doctor of your choice subject to a minimum degree of MBBS, BDS, BAMS, and BHMS (allopathic, dental, homeopathic, and ayurvedic dental) as per the doctor speciality offered in the plan | Submit the invoice for reimbursement | The invoice should clearly state doctor consultation fees, doctor name and speciality, doctor registration number, date of consultation, doctor stamp, and customer details for reimbursement |
| Key exclusions | Description |
|---|---|
| Exclusions under lab and radiology benefit | Reimbursements will not be made for any diagnostic procedures undertaken by the doctor | Benefit is not transferrable to anyone else, even to family members if not covered under the plan | No carry forward of any un-availed benefit is allowed, even on re-purchase of plan | Benefit is not redeemable against cash | Lab and Radiology benefit cannot be clubbed with any other benefit |
| Exclusions under OPD/doctor consultation benefit | Reimbursements will not be made for any medical procedures undertaken | Benefit is not transferrable to anyone else, even to family members if not covered under the plan | No carry forward of any un-availed benefit is allowed, even on re-purchase of plan | Benefit is not redeemable against cash | Doctor consultation benefit cannot be clubbed with any other benefit |
| Exclusions to availing network discounts | Network discounts cannot be clubbed with any other benefit | Network discounts cannot be utilised outside the Bajaj Finserv Health Prime network |
Product information
For complete details on product benefits, features, terms and exclusions, please read product sales brochure and membership document carefully before concluding a sale.
How to claim for lab and radiology benefits
You can claim lab and radiology benefits under the Health Wallet plan in the following ways:
-
Bajaj Finserv Health app
1. Download the app and sign-up using the registered mobile number
2. Under ‘My Health Plans’, select the purchased plan
3. Select ‘Doctor consultation’/ ‘Lab and radiology benefit’
4. Enter the necessary details and upload the invoice -
Bajaj Finserv Health website
1. Sign-up on the Bajaj Finserv Health website
2. Under ‘My Health Plans’, select the purchased plan
3. Select ‘Doctor consultation’/ ‘Lab and radiology benefit’
4. Enter the necessary details and upload the invoice -
Claim processing
1. Share bank account details and upload a cancelled cheque
2. Submit the claim
3. The claim will be reimbursed within 48 working hours directly in the bank account -
Contact Bajaj Finance Ltd.
In case you have any queries related to coverage, exclusions, or product, please write to us at wecare@bajajfinserv.in
-
E-mailing the customer care team
1. Email to customercare@bajajfinservhealth.in
2. Attach a scanned copy of the invoice with all details clearly visible
3. Mention details like hospital/lab name, patient name, and bill amount
4. Attach membership document received at the time of purchase and the invoices for all expenses being claimed
How to claim for network discount benefits
You can claim network discount benefits under the Health Wallet plan in the following ways:
-
Select the network discount benefit
Go to your plans and select network discount benefit along with the type of discount you want
-
Select a hospital/lab near you
Select any hospital/lab near your area from the list of providers within the prime network
-
Share the voucher
Share voucher received on SMS with hospital/lab on date of visit and claim discount
-
Select the date of visit
Enter the date when you wish to visit the hospital/lab and generate a voucher
-
Physical visit
1. You can also view the list of labs and hospitals available on the Bajaj Finserv Health App
2. Go to any of the 3,500+ labs and hospitals within the prime network
3. Share your registered mobile number with the lab or hospital
4. Avail of up to 10% flat discount on various services under the network discount benefit
Frequently asked questions
The Health Wallet plan offered OPD/doctor consultation benefits along with lab tests package required for assessing fitness and free OPD consultation benefit from the convenience of your home.
Members can make claims by writing to the provider at customercare@bajajfinservhealth.in or using the Bajaj Finserv Health app, or by logging in on the Bajaj Finserv website.
The plan membership cost is Rs. 999 for a year.
You can avail of discounts starting from 5% to 10% on different healthcare services applicable through the Bajaj Finserv Health Prime network.
No, lab tests availed outside the Bajaj Finserv Health Prime network.
