Bajaj Allianz General Insurance - Morning Walk Accident Insurance at Rs. 567
Key features
Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions
Key features and benefits
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Coverage of up to Rs. 3 lakh – premium of Rs. 567
Get coverage against accidental death and disabilities along with hospitalisation charges during a morning walk.
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Covers fracture care and ambulance expenses
Covers fracture care expenses up to Rs. 75,000 and road ambulance expenses up to Rs. 25,000.
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Covers accidental death and disabilities
Get coverage for accidental death and disabilities during a morning walk along with hospitalisation expenses.
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End-to-end online process
About five minutes is all it would take to complete six simple steps and get your policy online.
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No documents are required to buy
When buying the Morning Walk Accident Insurance policy, you do not need to present any documents at the time of making the purchase.
Eligibility criteria and documents required
You need to fulfil the following criteria to buy the Morning Walk Accident Insurance. If you meet all the eligibility criteria, we will need a few details to complete your application process.
Eligibility criteria
- Exclusively for Bajaj Finance customers
- Nationality: Indian
- Age: 18– 70 years
Documents required
You only need to provide the following details at the time of buying the policy:
- Name
- Address
- Email address
- Phone number
Step-by-step guide to buy this policy
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Step 1
Click on the ‘Buy Now’ button on this page.
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Step 2
Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.
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Step 3
Enter the One Time Password (OTP) received on your registered mobile number for verification.
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Step 4
If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.
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Step 5
At this point, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards and wallet.
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Step 6
After the payment is successful, you can download the policy receipt instantly.
You can also download the policy document from ‘My Account’ after 5 to 7 working days from the date of purchasing the policy.
Policy details
Here's a quick look at the policy details of Morning Walk Accident Insurance policy:
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 3 lakh |
| Premium including GST (in Rs.) | 567 |
| Policy tenure | 1 year |
Category |
Sum insured |
Accidental Death cover (in Rs.) |
3 lakh |
Permanent Partial Disability cover (in Rs.) |
Up to 3 lakh |
Permanent Total Disability cover (in Rs.) |
Up to 3 lakh |
Road ambulance cover (in Rs.) |
25,000 |
Fracture care cover (in Rs.) |
75,000 |
Key inclusions and exclusions
Here's a quick look at the key inclusions and exclusions under the Morning Walk Accident Insurance:
- Key inclusions
- Key exclusions
| Key inclusions | Description |
|---|---|
| Permanent Partial/Total Disablement | The following conditions are covered: loss of sight in both eyes | Physical separation of or the loss of ability to use both hands or both feet | Physical separation of or the loss of ability to use one hand and one foot | Loss of sight of one eye and the physical separation of or the loss of ability to use either one hand or foot |
| Fracture care and ambulance expenses | Covers fracture care expenses up to Rs. 75,000 and road ambulance expenses up to Rs. 25,000 |
| Accidental death and hospitalisation | Covers accidental death and disabilities with hospitalisation expenses |
| Key exclusions | Description |
|---|---|
| Pre-existing condition | No pre-existing medical illness is covered |
Product information
For complete details on product benefits, features, terms, and exclusions, please read the product brochure and policy wordings carefully before buying a policy.
How to claim
You can reach out to the insurer (Bajaj Allianz General Insurance) to claim the benefits of the Morning Walk Accident Insurance by email or phone:
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Insurer’s email address
Write to the insurer at bagichelp@bajajallianz.co.in and share your policy document
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Insurer’s toll-free number
You can also call on the toll-free helpline number 1800-209-5858 and claim the benefits
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Documents required to claim
Collect and submit the following documents:
1. Policy document received at the time of purchase
2. Discharge summary
3. Medical records
4. Invoices and bills
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Contact Bajaj Finance Ltd.
In case you have any queries related to coverage, exclusions, or product policy, please write to us at wecare@bajajfinserv.in
Frequently asked questions
It is an insurance policy from Bajaj Allianz General Insurance that protects you against the risk of an unfortunate accident on your morning walk. It provides coverage against both death and disability.
This policy helps ensure that your nominees are provided for in case you meet with an accident on your morning walk. It also provides for your needs in case the accident results in permanent partial disability or permanent total disability. It also includes coverage for ambulance expenses and fracture care.
You can purchase the BAGIC Morning Walk Accident Cover from Bajaj Finance at an annual premium of Rs. 567 for coverage of up to Rs. 3 lakh.
Yes, coverage of up to Rs. 25,000 is available for the ambulance charges for the morning walk accident cover.
