ManipalCigna Health Insurance - Viral Fever (Infection) starts at Rs. 1,549
Key features
Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions
Key features and benefits
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Coverage of up to Rs. 3 lakh, premium starts at Rs. 1,549
Coverage up to Rs. 3 lakh with premium starting from just Rs. 1,549 due to viral fever infection.
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Illnesses covered
Smallpox, measles, mumps, rubella, chickenpox, shingles, hepatitis, polio, rabies, ebola and hanta fever, Severe Acute Respiratory Syndrome (SARS), dengue fever, zika, and epstein-barr leading to hospitalisation covered.
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Treatment charges
Doctor’s fees, diagnostics fees and medicines charges are covered.
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End-to-end online
About five minutes is all it would take to complete six simple steps and get your policy online.
Eligibility criteria and documents required
You need to fulfil the following criteria to buy Viral Fever (Infection) cover. If you meet all the eligibility criteria, we will need a few details to complete your application process.
Eligibility criteria
- Exclusively for Bajaj Finance customers
- Nationality: Indian
- Age: 18 - 65 years
Documents required
No documents are required to buy the policy
You only need to provide the following details at the time of buying the policy:
- Name
- Address
- Email address
- Phone number
Step-by-step guide to buy this policy
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Step 1
Click on the ‘Buy Now’ button on this page.
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Step 2
Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.
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Step 3
Enter the One Time Password (OTP) received on your registered mobile number for verification.
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Step 4
If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.
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Step 5
At this point, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards and wallet.
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Step 6
After the payment is successful, you can download the policy receipt instantly.
You can also download the policy document from ‘My Account’ after 5 to 7 working days from the date of purchase of the policy.
Policy details
Here’s a quick look at the policy details of Viral Fever (Infection) cover:
- Premium starts at Rs. 1,549
- Premium of Rs. 1,624
- Premium of Rs. 1,704
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 1 lakh |
| Premium including GST (in Rs.) | 1,549 |
| Policy tenure | 1 year |
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 2 lakh |
| Premium including GST (in Rs.) | 1,624 |
| Policy tenure | 1 year |
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 3 lakh |
| Premium including GST (in Rs.) | 1,704 |
| Policy tenure | 1 year |
Key inclusions and exclusions
Here’s a quick look at the key inclusions and exclusions under Viral Fever (Infection) cover:
- Key inclusions
- Key exclusions
| Key inclusions | Description |
|---|---|
| In patient hospitalisation | Covers medical expenses incurred for hospitalisation |
| Treatment charges | Covers hospital room rent, ICU, transfusions, doctor’s fees, medications, and tests |
| Key exclusions | Description |
|---|---|
| Pre-existing disease | No pre-existing medical illness is covered |
| Hospitalisation period | This cover is eligible only after continuous hospitalisation of 48 hours |
Product information
For complete details on product benefits, features, terms, and exclusions, please read the product sales brochure and policy wordings carefully before concluding a sale.
How to claim
You can reach out to the insurer (ManipalCigna Health Insurance) to claim the benefits of Viral Fever (Infection) cover by email or phone:
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Insurer’s email address
Share your policy document and medical reports at servicesupport@manipalcigna.com
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Insurer’s toll-free number
You can also call on the toll-free helpline number - 1800-102-4462 and claim the benefits
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Documents required to claim
To claim the benefits of this Viral Fever (Infection) cover, you need to present the following documents:
1. The policy document received at the time of purchase
2. Medical certificates & reports received from the doctor
3. Invoice/bills
In case of cashless treatment, the billing details are directly shared with the insurance company by the network hospital and settled before discharge -
Contact Bajaj Finance Ltd.
In case you have any queries related to coverage, exclusions, or product policy, please write to us at wecare@bajajfinserv.in
Frequently asked questions
The Viral Fever (Infection) cover provide coverage against expenses due to hospitalisation for viral fever infection towards doctor’s fees, diagnostics fees, medicines, and treatment charges.
Yes, there is an initial waiting period of 30 days before claiming the benefits of the Viral Fever (Infection) cover.
The policy offers a sum insured of up to Rs. 3 lakh at a premium starting at Rs. 1,549.
Anyone between the age of 18 and 65 years is eligible to buy this policy.
Yes, this Pocket Insurance policy is valid for a policy tenure of one year.
