Know how your money will grow over time
Mutual Fund Lumpsum / SIP calculator may provide potential investors an approximate estimate based on the investment duration entered / based on the maturity amount of the monthly SIP, purely on mathematical calculation of the projected annual return rate selected by investor. However, such calculation does not factor the actual performance by the Asset Management Company (AMC) and should not be treated as any advice or assurance about the actual return of investment. Hence, please note that the actual returns offered by a specific mutual fund scheme will vary depending on various factors including but not limited to actual performance, expense ratio, taxation, exit load (if any), etc.
Watch this video to know more about the key features of our mutual funds
If you have just started investing, mutual funds help in managing your money by expert professionals, who provide expert guidance. They decide the sector, allocation of assets and final buying of securities.
By investing in mutual fund's direct plan, you can invest in a variety of mutual fund schemes without paying a fee or paying a broker.
You can now start investing with just Rs.100. Investors might also authorize a bank mandate to automate the SIP monthly investment.
Subject to any applicable lock-in periods, mutual fund investors have the convenience of investing and withdrawing on any given business day. Taxes on capital gains and loads are also applied to the redemption amount.
The Association of Mutual Funds in India (AMFI) is committed to the growth of the Indian mutual fund industry along professional, ethical, and moral lines. It also works to raise and maintain standards in all areas with the goal of safeguarding and advancing the interests of mutual funds and the people who own their units.
All Mutual Funds are now color coded as per the SEBI norms to indicate their level of risk. This makes the entire investing process clear and safe by assisting the investor in determining the level of risk associated with his investment.
Mutual fund is portfolio of stocks, bonds and/or income vehicles belonging to a specific investment strategy or asset class. The investors buy shares in the fund and the mutual fund company pools the money to make an investment on behalf of the investors.
As per SEBI guidelines on Categorization and Rationalization of schemes issued in October 2017, mutual fund schemes are classified as –
A SIP is a systematic investment plan which allows an investor to invest small sum of money on regular intervals. You can put in a small amount every month that is invested in a mutual fund.
In a lumpsum mutual fund form of investment, you invest the entire amount in a single payment at a particular time.
Expense ratio represents the annual fund operating expenses of a scheme, expressed as a percentage of the fund’s daily net assets. Operating expenses of a scheme are administration, management, advertising related expenses, etc. An expense ratio of 1% per annum means that each year 1% of the fund’s total assets will be used to cover expenses.
When you invest in a mutual fund, you are essentially buying a small piece of ownership in the fund.
Here are the steps involved in investing in a mutual fund:
You can buy and sell shares of mutual funds through a broker or directly from the mutual fund company. When you buy shares, you will pay a purchase price, which is typically higher than the net asset value (NAV) of the fund.
Anyone wishing to diversify their portfolios may find mutual funds to be a beneficial investment. Mutual funds provide convenience and diversification at a cheap cost, but whether you should invest in them depends on your circumstances. Some of the reasons why mutual funds is a good investment option are:
Yes, you can invest Rs. 100 in a mutual fund. There are many mutual funds that offer a minimum investment amount of Rs. 100. These funds are typically called “low-cost” or “micro-cap” funds. They are a good option for investors who want to start investing with a small amount of money.
However, it is important to note that mutual funds are subject to market risk, which means that the value of your investment can go down as well as up. Therefore, it is important to only invest money that you can afford to lose.
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