Credit cards have changed our way of spending in the last decade. They have become indispensable for seamless transactions and convenient credit while offering rewards, and a host of other benefits. Though there are credit cards that come at a cost including annual fees, joining fees, and maintenance fees, some great credit cards come for free for a lifetime.
What is a lifetime free credit card
The concept of a "lifetime free credit card" might sound too good to be true, but it is a reality that a few credit card providers offer in India. A lifetime free credit card means that cardholders can enjoy the privileges of a credit card without bearing any fees.
How can you get a lifetime free credit card
The lifetime free credit card is quite a tremendous deal. But how can you obtain one? The process is straightforward, and it can potentially save you a significant amount of money over the years.
The foundation of a lifetime free credit card is the absence of an annual fee. Conventional credit cards typically come with annual fees, which can range from a few hundred to a few thousand rupees. These fees cover administrative costs, maintenance, and reward programs. However, a lifetime free credit card like the Bajaj Finserv RBL Bank SuperCard, allows you to make your credit card free for your lifetime by spending Rs. 50,000 annually, which waives the annual fee, making it a free lifetime card.
While Rs. 50,000 may seem too much, remember that this is a yearly spending threshold, which is less than Rs. 4,500 a month. Also, using your credit cards regularly and making timely payments significantly help your credit score. You can easily make these spends on things like groceries, utility bills, household items, clothes, gadgets, and more and make your credit card practically free for a lifetime by getting next year’s annual fee waived.
Unleash your financial potential with Bajaj Finserv RBL Bank SuperCard
In a world where financial choices play an important role in shaping your lifestyle, the availability of lifetime free credit cards offers loads of opportunities. The Bajaj Finserv RBL Bank SuperCard demonstrates this trend, making credit card accessibility cost-effective. As the digital era continues to flourish, these cards act more than just pieces of plastic – they work as tools to unlock a world of convenience, rewards, and financial freedom.
