Features of the Platinum Advantage SuperCard

  • Welcome rewards

    Welcome rewards

    Get 2,000 reward points on the spends of Rs. 2,000 within 30 days of card issuance

  • Offer on movie tickets

    Offer on movie tickets

    Get 20% off on movie tickets on BookMyShow (15 times a year, up to Rs. 100 for each transaction)

  • Rewards on regular spends

    Rewards on regular spends

    Get 1 reward point on every Rs. 100 spent on shopping

  • Annual savings

    Annual savings

    Savings of up to Rs. 3,400 annually

  • Fuel surcharge waiver

    Fuel surcharge waiver

    Get fuel surcharge waiver up to Rs. 100 per month

  • Interest-free cash withdrawal*

    Interest-free cash withdrawal*

    No interest on cash withdrawals for up to 50 days

  • Emergency advance*

    Emergency advance*

    Convert your available cash limit into a personal loan for 90 days with zero processing fee and an interest rate of 1.16% per month

  • Contactless payments

    Contactless payments

    Tap your card to make fast and hassle-free transactions on payments up to Rs. 5,000

The Bajaj Finserv RBL Bank Platinum Advantage SuperCard is a credit card that complements your daily spends with ease. Whether you’re buying movie tickets, paying for a cab, managing fuel expenses or just shopping, it makes every transaction better.

For instance, when you book movie tickets on BookMyShow, you can avail a 20% discount (up to Rs. 100) on movie tickets up to 15 times a year. Moreover, for purchase of minimum Rs. 2,500 you can convert the costs into easy EMIs, without needing any paperwork whatsoever. Another notable perk is that you can use the reward points you’ve accumulated when making a down payment. This feature is only available if you have at least 5,000 reward points.

A processing fee of 2.5% of the cash withdrawn amount or Rs. 500 + GST (whichever is higher, is applicable)

*The loan is provided by RBL Bank as per their discretion and is subject to its policies.

Benefits Value earned (Rs.)
Welcome gift : 2,000 reward points (no welcome rewards are given for the first year free card variant) 300
20% discount on BookMyShow; up to Rs. 100 in each transaction (15 times in a year) 1,500
1 reward point for every Rs. 100 spent (assuming spends of Rs. 50,000); total reward points earned: 600 450
Fuel surcharge waiver of up to Rs. 100 per month. The surcharge is applicable on minimum fuel transactions of Rs. 500 and a maximum of Rs. 4,000. 1,200
Total benefits per annum 3,450
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Eligibility criteria

  • Nationality

    Nationality

    Indian

  • Age

    Age

    21 to 70 years

  • Income source

    Income source

    At bank’s discretion

  • Credit score

    Credit score

    At bank’s discretion

What are the eligibility criteria for getting a credit card?

Our partner bank has easy to meet eligibility criteria to apply for the credit card. These include:

  • Age should be within 21 to 70 years
  • Nationality should be Indian
  • Applicant must fulfil the income and credit score criteria set by bank
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How to apply for a SuperCard

Applying for the Bajaj Finserv RBL Bank SuperCard is quick and easy:

  1. 1 Click here and enter your mobile number
  2. 2 Submit the OTP you’ve received and check if you have a credit card offer
  3. 3 If you have an offer, please avail of the offer
  4. 4 Get a call from our representative

Fees and charges

To know about the fees and charges applicable on this credit card, refer the table below

Types of fees Charges applicable
Joining fee Rs. 499 + GST
Annual fee Rs. 499 + GST
Add-on card fees NIL
Cash payment at branches  Rs. 100 cash deposit transaction done at RBL branch and Bajaj Finserv branch effective from 1st July 2022 
Surcharge on purchase/ cancellation of railway tickets  IRCTC service charges* + payment gateway. Transaction charge [Up to 1.8% + GST of (ticket amount + IRCTC service charge)] 
Fuel transaction charge - for transactions made at petrol pumps to purchase fuel^  1.00% + GST surcharge on fuel transaction value of Rs. 10 + GST, whichever is higher 
 
Fuel surcharge will depend on the merchant and it may vary from 1% to 2.5% 
Reward redemption fees  A reward redemption fee of Rs. 99 + GST will be levied on all redemptions made on Bajaj Finserv RBL Bank co-brand credit card.  
 
T&C apply 
Cash advance transaction fee  2.5% of the cash withdrawn amount or Rs. 500 + GST (whichever is higher, is applicable) 
Over-limit penalty ^^  Rs. 600+ GST 
 
(w.e.f Oct 9, 2023) Higher of 2.5% of overlimit amount or Rs. 500 + GST 
 
 
Finance charges (retail purchases and cash)  APR up to 3.99% + GST p.m. (up to 47.88% + GST p.a.) 
Card replacement (Lost/stolen/reissue/any other replacement)  NIL 
Duplicate statement fee  NIL 
Cheque return/dishonour fee auto debit reversal-bank account out of funds  Rs. 500 + GST 
Dynamic Currency Conversion Fee Markup +  3.5% of the transaction amount + GST  
Merchant EMI transaction***  Rs. 199 + GST per merchant EMI transaction 
Rental transactions  1% fee on the transaction amount will be levied on all rental transactions done on any applicable merchant 

Late payment charges

Late payment fee
12.5% of the outstanding amount
Minimum Rs. 5 Maximum Rs. 1,300

All the above charges are subject to change under various organisational policies. However, the cardholder will be duly informed about the changes.

*Refer to the IRCTC website for details.

^The surcharge is applicable on a minimum fuel transaction of Rs. 500 and a maximum of Rs. 4,000. Maximum waiver is Rs. 100

***The charges are applicable per merchant EMI transaction, i.e. EMI conversion done at the time of transaction through credit card at merchant outlet/ website/ app.

EMI transactions will not accrue base reward points

^^Here “Overlimit Amount” is the difference between the Overlimit outstanding amount and the assigned credit limit (Only If OVL consent is provided in MyCard). There will be no upper limit capping.

+ Dynamic currency conversion fee will be applicable for each international transaction performed in Indian currency at an international location or transactions performed in Indian currency with merchants located in India but registered overseas.)

Terms and Conditions apply

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Frequently asked questions

What kind of exclusive offers will I get on SuperCard?

At most Bajaj Finserv partner stores, you can avail easy EMIs and pay with reward points to make purchases easier.

What makes the SuperCard different?

A SuperCard is loaded with features that make it a 4-in-1 card. You can avail a loan, withdraw cash and convert purchases into EMIs.

What are the value-added services with SuperCard?

The Buy Now, Pay Later facility allows you to convert your purchases of Rs. 2,500 and above into easy EMIs.

How do I reach out for queries about the SuperCard?

If you have any query, call us at 022 7119 0900 or e-mail us at supercardservice@rblbank.com

What is the minimum amount due payment in my monthly statement?

It is calculated by adding new EMI debits for the month and previously unpaid EMI debits. Know more by reading the terms document.

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