Features of the Platinum Advantage SuperCard
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Welcome rewards
Get 2,000 reward points on the spends of Rs. 2,000 within 30 days of card issuance
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Offer on movie tickets
Get 20% off on movie tickets on BookMyShow (15 times a year, up to Rs. 100 for each transaction)
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Rewards on regular spends
Get 1 reward point on every Rs. 100 spent on shopping
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Annual savings
Savings of up to Rs. 3,400 annually
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Fuel surcharge waiver
Get fuel surcharge waiver up to Rs. 100 per month
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Interest-free cash withdrawal*
No interest on cash withdrawals for up to 50 days
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Emergency advance*
Convert your available cash limit into a personal loan for 90 days with zero processing fee and an interest rate of 1.16% per month
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Contactless payments
Tap your card to make fast and hassle-free transactions on payments up to Rs. 5,000
The Bajaj Finserv RBL Bank Platinum Advantage SuperCard is a credit card that complements your daily spends with ease. Whether you’re buying movie tickets, paying for a cab, managing fuel expenses or just shopping, it makes every transaction better.
For instance, when you book movie tickets on BookMyShow, you can avail a 20% discount (up to Rs. 100) on movie tickets up to 15 times a year. Moreover, for purchase of minimum Rs. 2,500 you can convert the costs into easy EMIs, without needing any paperwork whatsoever. Another notable perk is that you can use the reward points you’ve accumulated when making a down payment. This feature is only available if you have at least 5,000 reward points.
A processing fee of 2.5% of the cash withdrawn amount or Rs. 500 + GST (whichever is higher, is applicable)
*The loan is provided by RBL Bank as per their discretion and is subject to its policies.
Benefits | Value earned (Rs.) |
Welcome gift : 2,000 reward points (no welcome rewards are given for the first year free card variant) | 300 |
20% discount on BookMyShow; up to Rs. 100 in each transaction (15 times in a year) | 1,500 |
1 reward point for every Rs. 100 spent (assuming spends of Rs. 50,000); total reward points earned: 600 | 450 |
Fuel surcharge waiver of up to Rs. 100 per month. The surcharge is applicable on minimum fuel transactions of Rs. 500 and a maximum of Rs. 4,000. | 1,200 |
Total benefits per annum | 3,450 |
Eligibility criteria
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Nationality
Indian
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Age
21 to 70 years
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Income source
At bank’s discretion
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Credit score
At bank’s discretion
What are the eligibility criteria for getting a credit card?
Our partner bank has easy to meet eligibility criteria to apply for the credit card. These include:
- Age should be within 21 to 70 years
- Nationality should be Indian
- Applicant must fulfil the income and credit score criteria set by bank
How to apply for a SuperCard
Applying for the Bajaj Finserv RBL Bank SuperCard is quick and easy:
- 1 Click here and enter your mobile number
- 2 Submit the OTP you’ve received and check if you have a credit card offer
- 3 If you have an offer, please avail of the offer
- 4 Get a call from our representative
Fees and charges
To know about the fees and charges applicable on this credit card, refer the table below
Types of fees | Charges applicable |
Joining fee | Rs. 499 + GST |
Annual fee | Rs. 499 + GST |
Add-on card fees | NIL |
Cash payment at branches | Rs. 100 cash deposit transaction done at RBL branch and Bajaj Finserv branch effective from 1st July 2022 |
Surcharge on purchase/ cancellation of railway tickets | IRCTC service charges* + payment gateway. Transaction charge [Up to 1.8% + GST of (ticket amount + IRCTC service charge)] |
Fuel transaction charge - for transactions made at petrol pumps to purchase fuel^ | 1.00% + GST surcharge on fuel transaction value of Rs. 10 + GST, whichever is higher Fuel surcharge will depend on the merchant and it may vary from 1% to 2.5% |
Reward redemption fees | A reward redemption fee of Rs. 99 + GST will be levied on all redemptions made on Bajaj Finserv RBL Bank co-brand credit card. T&C apply |
Cash advance transaction fee | 2.5% of the cash withdrawn amount or Rs. 500 + GST (whichever is higher, is applicable) |
Over-limit penalty ^^ | Rs. 600+ GST (w.e.f Oct 9, 2023) Higher of 2.5% of overlimit amount or Rs. 500 + GST |
Finance charges (retail purchases and cash) | APR up to 3.99% + GST p.m. (up to 47.88% + GST p.a.) |
Card replacement (Lost/stolen/reissue/any other replacement) | NIL |
Duplicate statement fee | NIL |
Cheque return/dishonour fee auto debit reversal-bank account out of funds | Rs. 500 + GST |
Dynamic Currency Conversion Fee Markup + | 3.5% of the transaction amount + GST |
Merchant EMI transaction*** | Rs. 199 + GST per merchant EMI transaction |
Rental transactions | 1% fee on the transaction amount will be levied on all rental transactions done on any applicable merchant |
Late payment charges
Late payment fee | |
12.5% of the outstanding amount | |
Minimum Rs. 5 | Maximum Rs. 1,300 |
All the above charges are subject to change under various organisational policies. However, the cardholder will be duly informed about the changes.
*Refer to the IRCTC website for details.
^The surcharge is applicable on a minimum fuel transaction of Rs. 500 and a maximum of Rs. 4,000. Maximum waiver is Rs. 100
***The charges are applicable per merchant EMI transaction, i.e. EMI conversion done at the time of transaction through credit card at merchant outlet/ website/ app.
EMI transactions will not accrue base reward points
^^Here “Overlimit Amount” is the difference between the Overlimit outstanding amount and the assigned credit limit (Only If OVL consent is provided in MyCard). There will be no upper limit capping.
+ Dynamic currency conversion fee will be applicable for each international transaction performed in Indian currency at an international location or transactions performed in Indian currency with merchants located in India but registered overseas.)
Frequently asked questions
At most Bajaj Finserv partner stores, you can avail easy EMIs and pay with reward points to make purchases easier.
A SuperCard is loaded with features that make it a 4-in-1 card. You can avail a loan, withdraw cash and convert purchases into EMIs.
The Buy Now, Pay Later facility allows you to convert your purchases of Rs. 2,500 and above into easy EMIs.
If you have any query, call us at 022 7119 0900 or e-mail us at supercardservice@rblbank.com
It is calculated by adding new EMI debits for the month and previously unpaid EMI debits. Know more by reading the terms document.