Features of the Platinum LifeEasy SuperCard
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Welcome rewards
Get gift vouchers worth Rs. 2,000 on payment of joining fees and spends of Rs. 2,000 made within 30 days of issuance. (No welcome rewards will be given to First Year Free cards)
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Milestone bonus*
Get a Rs. 1,000 gift voucher on crossing spends of Rs. 1,00,000 in a year
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Offer on movie tickets
Get 1+1 movie tickets on BookMyShow (any day of the month, up to Rs. 200)
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Airport lounge access
4 complimentary domestic airport lounge access in a year
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Cashback on grocery shopping
5% cashback on grocery spends
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Cashback on travels
10% cashback on Ola/ Uber transactions
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Cashback on fuel purchases
10% cashback on fuel spends
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Annual savings
Savings of up to Rs. 24,000 annually
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Fuel surcharge waiver
Get fuel surcharge waiver of up to Rs. 150 per month
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Interest-free cash withdrawal*
Withdraw interest-free cash from any ATM across India for up to 50 days
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Emergency advance*
Convert your available cash limit into a personal loan for 90 days with zero processing fee and an interest rate of 1.16% per month
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Annual Fee waiver
Spend Rs. 2 lakh in a year and get the next year’s annual fee waived off
The Bajaj Finserv RBL Bank Platinum LifeEasy SuperCard is a credit card that offers easy and quick finance for your daily needs. It enables you to access and enjoy financial benefits on everyday expenses like grocery, travel and fuel.
The SuperCard perfectly complements your spending habits and lifestyle. The best-in-class milestone vouchers make shopping a lot easier and add value to every purchase. You can even use the reward points you accumulate to make down payments.
*No welcome rewards will be given to First-Year-Free card variant
*Milestone bonus is applicable on all spends except for spends on rent.
A processing fee of 2.5% of the cash withdrawn amount or Rs. 500 + GST (whichever is higher, is applicable)
*The loan is provided by RBL Bank at their discretion and is subject to its policies.
| Benefits | Value earned (Rs.) |
| Welcome gift: Gift vouchers worth Rs. 2,000 (no welcome rewards are given for the first year free card variant) | 2,000 |
| Spend based waiver: Spend Rs. 2,00,000 in a year and get an annual card fee waiver | 2,000 |
| 10% cashback on Ola/ Uber/ fuel purchases (Rs. 400 per month) | 4,800 |
| 5% cashback on grocery spends (Rs. 400 per month) | 4,800 |
| Get gift vouchers worth Rs. 1,000 on crossing annual spends of Rs. 1,00,000 (excluding rental spends) | 1,000 |
| Fuel surcharge waiver: Up to Rs. 150 per month. (The surcharge is applicable on minimum fuel transactions of Rs. 500 and a maximum of Rs. 4,000.) | 1,800 |
| 4 complimentary domestic airport lounge access in a year (1 per quarter) | 6,000 |
| BookMyShow offer: 1+1 movie ticket once a month (up to Rs. 200) | 2,400 |
| Total benefits per annum | 24,800 |
Eligibility criteria
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Nationality
Indian
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Age
21 to 70 years
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Employment
At bank’s discretion
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Credit score
At bank’s discretion
Eligibility criteria for the Platinum LifeEasy SuperCard
Our partner bank has easy to meet eligibility criteria to apply for the credit card. These include:
- Age should be within 21 to 70 years
- Nationality should be Indian
- Applicant must fulfil the income and credit score criteria set by bank
Documents required for the Bajaj Finserv RBL Bank Platinum LifeEasy SuperCard
You don't have to submit any physical documents to apply for the Bajaj Finserv RBL Bank SuperCard. You only need to share your PAN card physical copy and Aadhaar card number to complete the application process.
How to apply for the Platinum LifeEasy SuperCard
Applying for the Bajaj Finserv RBL Bank SuperCard is quick and easy:
- 1 Click here and enter your mobile number
- 2 Submit the OTP you’ve received and check if you have a credit card offer
- 3 If you have an offer, please avail of the offer
- 4 Get a call from our representative
Fees and charges
To know about the fees and charges applicable on this credit card, refer the table below
| Types of fees | Charges applicable |
| Joining fee | Rs. 1999 + GST |
| Annual fee | Rs. 1999 + GST |
| Add-on card fees | NIL |
| Cash payment at branches | Rs. 100 cash deposit transaction done at RBL branch and Bajaj Finserv branch effective from 1st July 2022 |
| Surcharge on purchase/ cancellation of railway tickets | IRCTC service charges* + payment gateway. Transaction charge [Up to 1.8% + GST of (ticket amount + IRCTC service charge)] |
| Fuel transaction charge - for transactions made at petrol pumps to purchase fuel^ | 1.00% + GST surcharge on fuel transaction value of Rs. 10 + GST, whichever is higher Fuel surcharge will depend on the merchant and it may vary from 1% to 2.5% |
| Reward redemption fees | A reward redemption fee of Rs. 99 + GST will be levied on all redemptions made on Bajaj Finserv RBL Bank co-brand credit card. T&C apply |
| Cash advance transaction fee | 2.5% of the cash withdrawn amount or Rs. 500 + GST (whichever is higher, is applicable) |
| Over-limit penalty^^ | Rs. 600+ GST (w.e.f Oct 9, 2023) Higher of 2.5% of overlimit amount or Rs. 500 + GST |
| Finance charges (retail purchases and cash) | APR up to 3.99% + GST p.m. (up to 47.88% + GST p.a.) |
| Card replacement (Lost/stolen/reissue/any other replacement) | NIL |
| Duplicate statement fee | NIL |
| Cheque return/dishonour fee auto debit reversal-bank account out of funds | Rs. 500 + GST |
| Dynamic Currency Conversion Fee Markup + | 3.5% of the transaction amount + GST |
| Merchant EMI transaction*** | Rs. 199 + GST per merchant EMI transaction |
| Rental transactions | 1% fee on the transaction amount will be levied on all rental transactions done on any applicable merchant |
Late payment charges
| Late payment fee | |
| 12.5% of the outstanding amount | |
| Minimum Rs. 5 | Maximum Rs. 1,300 |
All the above charges are subject to change under various organisational policies. However, the cardholder will be duly informed about the changes.
*Refer to the IRCTC website for details.
^The surcharge is applicable on a minimum fuel transaction of Rs. 500 and a maximum of Rs. 4,000. Maximum waiver is Rs. 100
***The charges are applicable per merchant EMI transaction, i.e. EMI conversion done at the time of transaction through credit card at merchant outlet/ website/ app.
EMI transactions will not accrue base reward points
^^Here “Overlimit Amount” is the difference between the Overlimit outstanding amount and the assigned credit limit (Only If OVL consent is provided in MyCard). There will be no upper limit capping.
+ Dynamic currency conversion fee will be applicable for each international transaction performed in Indian currency at an international location or transactions performed in Indian currency with merchants located in India but registered overseas.)
Frequently asked questions
This SuperCard offers EMI facilities, interest-free ATM withdrawals*, emergency advance*, and attractive deals. The benefits of the card go beyond the usual credit card offering and hence, it is known as a SuperCard.
When you withdraw cash from ATMs with a SuperCard, you don’t have to pay interest for up to 50 days. You only pay a 2.5% or Rs. 500 (whichever is higher) + GST processing fee.
With a SuperCard, you can avail an emergency loan for 90 days, once a year. The sanction is based on your available cash limit.
Get cashback, offers at Bajaj Finserv partner stores, easy EMI financing and much more. Avail these on most regular spends.
Yes, you can use this card to purchase CNG and diesel at stations.
You get a welcome gift voucher worth Rs. 2,000, 10% cashback on Ola/Uber/Fuel spends (Rs. 400 per month) and more.
You can use this card at all fuel stations across India.
