Features of the Bajaj Finance RBL Bank World Plus SuperCard
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Welcome rewards
Get 20,000 reward points on spending Rs. 2,000 within 30 days of card issuance
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Milestone bonus*
Get 20,000 reward points on crossing annual spends of Rs. 3,00,000 and 40,000 reward points on spends of Rs. 5,00,000
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Airport lounge access
8 complimentary domestic airport lounge access in a year
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Rewards on regular spends
Get 2 reward points on every Rs. 100 spent on shopping
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Annual savings
Savings of up to Rs. 55,000 annually
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Offer on movie tickets
Get 1+1 movie tickets, twice a month, on BookMyShow (any day of the month)
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Fuel surcharge
Get a fuel surcharge up to Rs. 200 per month
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Interest-free cash withdrawal*
Withdraw interest-free cash from any ATM across India for up to 50 days
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Emergency advance*
Convert your available cash limit into a personal loan for 3 months with zero processing fee and an interest rate of 1.16% per month
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Additional rewards
10x rewards on dining and international spends
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Hassle free EMI conversion
Convert your purchases into affordable EMIs
The Bajaj Finserv RBL Bank World Plus SuperCard is a card for the elite, providing access to unmatched annual savings and rewards. This credit card offers benefits like - complimentary airport lounge access, 10x rewards on international spends, dining offers, fuel surcharge waivers, annual savings of more than Rs. 55,000 rewards on annual milestone spends, free movie tickets, and more.
With this exclusive credit card, you can avail a quick, 90-day emergency advance, make interest-free cash withdrawals at ATMs, and convert your purchases into easy EMIs.
*Milestone bonus is applicable on all spends except for spends on rent.
*A processing fee of 2.5% or Rs. 500 (whichever is higher, is applicable) + GST.
*The loan is provided by RBL Bank as per their discretion and is subject to its policies.
RBL World Plus SuperCard Benefits |
Value earned (Rs.) |
Welcome gift: 20,000 reward points (no welcome rewards are given for the first-year free card variant) |
5,000 |
Milestone reward: Get 20,000 reward points on crossing spends of Rs. 3 lakh and Rs. 5 lakh in a year. Total reward points earned: 40,000 (excluding rental spends) |
10,000 |
2 reward points for every Rs. 100 spent (assuming spends of Rs. 5,00,000); total reward points earned: 10,000 | 2,500 |
10X reward points (20 reward points on every Rs. 100 spent) on dining and international spends (assuming spends of Rs. 2.5 lakh); total reward points earned: 50,000 |
12,500 |
Complimentary priority pass membership worth $99 | 6,500 |
8 complimentary domestic airport lounge access in a year | 12,000 |
BookMyShow offer: 1+1 movie ticket on any day of the month (twice a month) | 4,800 |
Fuel surcharge waiver of up to Rs. 200 per month. (The surcharge is applicable on minimum fuel transactions of Rs. 500 and a maximum of Rs. 4,000.) | 2,400 |
Total benefits per annum | 55,700 |
Eligibility criteria
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Nationality
Indian
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Age
21 to 70 years
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Employment
At bank’s discretion
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Credit score
At bank’s discretion
Eligibility criteria for getting a World Plus SuperCard?
Our partner bank has easy to meet eligibility criteria to apply for the credit card. These include:
- Age should be within 21 to 70 years
- Nationality should be Indian
- Applicant must fulfil the income and credit score criteria set by bank
You don't have to submit any physical documents to apply for the Bajaj Finserv RBL Bank Credit Card. You only need to share your PAN card physical copy and Aadhaar card number to complete the application process.
How to apply for a World Plus SuperCard
Applying for the Bajaj Finserv RBL Bank SuperCard is quick and easy:
- 1 Click here and enter your mobile number
- 2 Submit the OTP you’ve received and check if you have a credit card offer
- 3 If you have an offer, please avail of the offer
- 4 Get a call from our representative
Fees and charges
The following are the charges applicable on the World Plus SuperCard:
Type of fee | Charges applicable |
Joining fee | Rs. 4,999 + GST |
Annual fee | Rs. 4,999 + GST |
Add-on card fees | NIL |
Cash payment at branches | Rs. 100 cash deposit transaction done at RBL branch and Bajaj Finserv branch effective from 1st July 2022 |
Surcharge on purchase/ cancellation of railway tickets | IRCTC service charges* + payment gateway. Transaction charge [Up to 1.8% + GST of (ticket amount + IRCTC service charge)] |
Fuel transaction charge - for transactions made at petrol pumps to purchase fuel^ | 1% + GST surcharge on fuel transaction value of Rs. 10 + GST, whichever is higher Fuel surcharge will depend on the merchant end & it may vary from 1% to 2.5% |
Reward redemption fees | A reward redemption fee of Rs. 99 + GST will be levied on all redemptions made on Bajaj Finserv RBL Bank co-brand credit card w.e.f. 1st June 2019. T&C apply |
Cash advance transaction fee | 2.5% of the amount (minimum Rs. 500 + GST) of the cash amount *effective July'20 |
Over-limit penalty^^ | Rs. 600+ GST (w.e.f Oct 9, 2023) Higher of 2.5% of over-limit amount or Rs. 500 + GST |
Finance charges (retail purchases and cash) | APR up to 3.99% + GST p.m. (up to 47.88% + GST p.a.) |
Card replacement (Lost/ stolen/ reissue/ any other replacement) | NIL |
Duplicate statement fee | NIL |
Cheque return/ dishonour fee auto debit reversal-bank account out of funds | Rs. 500 + GST |
Dynamic Currency Conversion Fee Markup+ | 3.5% of the transaction amount + GST |
Merchant EMI transaction*** | Rs. 199 + GST per Merchant EMI transaction |
Fee on Rental Transactions | 1% fee on transaction amount will be levied on all rental transactions done on any applicable merchant (w.e.f February 1, 2023) |
**Transactions at merchant establishments that are registered overseas, even if the merchant is in India, shall attract a cross-border charge
*Refer to the IRCTC website for details.
^The surcharge waiver is applicable on a minimum fuel transaction of Rs. 500 and a maximum of Rs. 4,000. The maximum surcharge waiver is Rs. 100 for Platinum SuperCards, Rs. 200 for World Plus Supercard, and Rs. 150 for all other World SuperCards.
Late payment charges
Late payment fee |
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12.5% of the outstanding amount |
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Minimum Rs. 5 |
Maximum Rs. 1,300 |
***The charges are applicable per merchant EMI transaction, i.e. EMI conversion done at the time of transaction through credit card at merchant outlet/website/app.
-EMI transactions will not accrue base reward points.
^^Here “Overlimit Amount” is the difference between the Overlimit outstanding amount and the assigned credit limit (Only If OVL consent is provided in MyCard). There will be no upper limit capping.
+Dynamic currency conversion fee will be applicable for each international transaction performed in Indian currency at an international location or transactions performed in Indian currency with merchants located in India but registered overseas.)
Frequently asked questions
You can earn 20,000 reward points as a welcome gift on spending Rs. 2,000 within 30 days of card issuance and paying the joining fee.
The annual fee on the World Plus SuperCard is Rs. 4,999 plus GST.
You earn reward points on every transaction you make with your SuperCard. Reward points are credited to your account at the end of the month and can be redeemed on the RBL website.
You can redeem your reward points on the RBL website through various categories like travel, stays, flights, shopping, vouchers, mobile recharge, etc.
Fuel surcharge waiver is given back to you in the next month after the transaction. To be eligible for this, your fuel transactions must be worth between Rs. 500 to Rs. 4,000. The maximum waiver per month is Rs. 200.
Annual milestone reward points are the benefits that you get when you achieve a spending milestone. With the World Plus SuperCard, you can earn 20,000 reward points in a year when your annual spends cross Rs. 3,00,000 and an additional 20,000 reward points when your annual spends cross Rs. 5,00,000.
You can convert your cash limit into a loan by dialling customer care on 022-62327777. The amount is to be paid back in 3 instalments and this facility can be availed once a year.