Features of the Health EMI Network Card

  • Digital card with instant activation

    Digital card with instant activation

    A fully digital card that is activated instantly on application

  • Pre-approved limit of up to Rs. 4 lakh

    Pre-approved limit of up to Rs. 4 lakh

    This limit is up to 4 times the limit of your existing EMI Network Card

  • One-time joining fee

    One-time joining fee

    Pay just Rs. 707 to activate your Bajaj Finserv Digital Health EMI Network Card

  • Avail EMIs anywhere

    Avail EMIs anywhere

    The digital card can be used in any part of the country across multiple health and wellness centres

  • A single card for your entire family

    A single card for your entire family

    Family members including parents, spouse, children and siblings are also covered

  • Flexible tenor

    Flexible tenor

    Pay for your medical treatments in flexible tenors up to 24 months

  • No documentation

    No documentation

    No documents needed to avail the card

  • Exclusive offers

    Exclusive offers

    Free healthcare benefits of up to Rs. 10,000+

Medical treatments on EMI with the Bajaj Finserv Health EMI Network Card

You can divide the cost of the below medical expenses into No Cost EMIs

  • General surgery
  • Diagnostic care
  • Bariatric surgery
  • Cardiac surgery
  • Vascular surgery
  • Stem-cell treatments
  • Oncology treatments
  • Urology treatments
  • Orthopaedic treatments
  • Ophthalmology treatments
  • Homeopathy treatments
  • Pulmonology
  • Obstetrics and Gynaecology
  • Maternity care
  • IVF treatments
  • Plastic surgery
  • Hair transplantation
  • Cosmetic treatments
  • Hair treatments
  • Slimming treatments
  • Dental care
  • ENT treatments
  • Hearing aid equipment
Read More Read Less

How to apply for the Bajaj Finserv Health EMI Network Card

Existing EMI Network Card holders can apply for the Digital Health EMI Network Card online

  1. 1 Click on the ‘APPLY ONLINE’ button
  2. 2 Verify yourself with the mobile number registered with Bajaj Finserv
  3. 3 Check your offer and pay a one-time fee
  4. 4 View your Digital Health EMI Network Card on the Bajaj Finserv Wallet App

Fees and charges of Health EMI Network Card

The following charges are applicable on the Health EMI Network Card:

Types of fees

Charges applicable

Health EMI Card Network Card fee - Gold

Rs. 707 (inclusive of applicable taxes)

Health EMI Card Network Card fee - Platinum

Rs. 999 (inclusive of applicable taxes)

Mandate registration charges

Rs. 118 (inclusive of applicable taxes) will be applicable for the below banks:

  • Bank of Maharashtra
  • Development Credit Bank Limited
  • IDFC Bank
  • Karnataka Bank Limited
  • Punjab & Sind Bank
  • Rajkot Nagarik Sahakari Bank Limited
  • Tamilnad Mercantile Bank Limited
  • UCO Bank
  • Indian Overseas Bank
  • United Bank of India

NACH/ Cheque bounce charges

Rs. 450 (inclusive of applicable taxes)

Mandate rejection charges

Rs. 450 (inclusive of applicable taxes) applicable if new mandate form is not registered within 30 days from the date of rejection of previous mandate form by the customer's bank for any reason whatsoever

Penal interest charges

Any delay in payment of monthly instalment/ EMI shall attract penal interest at the rate of 4% per month on the monthly instalment/ EMI outstanding, from the date of default until the receipt of monthly instalment/ EMI.

Annual fee

Rs. 117 (inclusive of applicable taxes)
Annual fee will only be charged to the Health EMI Network Card holders who have not availed of any loan using the Health EMI Network Card in the preceding year. The duration of the preceding year is calculated 12 months from last year's validity month, which is printed on the face of your Health EMI Network Card. For example, if the Health EMI Network Card is issued in the month of February 2019 (referred to as "Member since", on Health EMI Network Card) the date of payment of the annual fee will be March 2020.

 

Note: Additional cess will be applicable on all charges in accordance with the state specific laws.

Frequently asked questions

What is a Health EMI Network Card used for?

The Health EMI Network Card can be used to convert the cost of 1,000+ elective and non-elective treatments into easy EMIs. You can use it across a network of 5,500+ partner clinics.

What is the Bajaj Finserv Health EMI Network Card?

The Bajaj Finserv Health EMI Network Card is a unique payments solution that allows you to pay for medical expenses that you incur for you and your family, in EMIs. The Health EMI Network Card can be used to avail treatments such as dental care, eye care, hair transplantation, stem cell banking, diagnostic care, and many more from over 5,500+ partners. You can also pay for your pharmacy bills on No Cost EMIs with the Health EMI Network Card.

What are the treatments that I can use the Bajaj Finserv Health EMI Network Card for?

The Health EMI Network Card can be used for 1,000+ treatments such as dental care, hair transplants, wellness procedures, and eyecare to diagnostic care, stem cell banking and more.

How can I get the Bajaj Finserv Health EMI Network Card online?

The Bajaj Finserv Digital Health EMI Network Card can be availed by Bajaj Finserv EMI Network card holders. Steps to apply for the card are:

  • Go to the “Health EMI Network Card” section on the website
  • Click on “Apply Online
  • Verify yourself with your registered mobile number with Bajaj Finserv
  • Eligible customers can view their offer and make a payment online
  • The Health EMI Network Card can be viewed on your Bajaj Finserv Wallet App

Alternatively, you can also get the card at a store or at a partner hospital/ clinic/ medical centre.

If you are not a Bajaj Finserv customer, you can get the Health EMI Network Card at your nearest partner store or partner hospital/ clinic/ medical centre.

How long does it take to get the Bajaj Finserv Health EMI Network Card?

As the loan limit on your Digital Health EMI Network Card is already approved, your card gets activated instantly.

Read More Read Less