Existing Bajaj Finserv EMI Network Card holders do not have to submit any extra documentation to get the Health EMI Network Card. New Bajaj Finserv customers must submit their KYC documents and NACH mandate to get the Health EMI Network Card.
Your personal information is required to determine if you can get a Health EMI Network Card.
These factors are considered to check your eligibility and card limit.
- Age: Customers who have an existing relation with us and are between the age of 21 and 65 are eligible to get the Health EMI Network Card.
- Regular source of income: Your monthly income will determine your card limit. There is a catch to this. If you already have many loans open, you can be given a lesser limit until you settle one of them.
- City: Depending on the city that you reside in, your Health EMI Network Card limit may differ. This is due to the fact that larger cities often have higher incomes than smaller cities.
- Credit rating: Numerous organisations known as credit bureaus keep track of all of your loans and credit cards as well as your payment history to determine your credit score. A better credit score increases your chances of receiving the card as well as the sanctioned limit. For our application, you need a good CIBIL Score with no past record of defaults.
- Repayment history: Repaying EMIs on time is a sign of financial responsibility. Your credit score increases when you pay your EMI on time.
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