Features and benefits of our home loan balance transfer

Read on to know why our home loan balance transfer is a great option.
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Features and benefits of our home loan balance transfer

Home Loan Balance Transfer - Features and benefits 00:30 ‌

Home Loan Balance Transfer - Features and benefits

Our Home Loan Balance Transfer offers a top-up loan of Rs. 1 crore. Know other benefits.

  • Top-up loan of

    Top-up loan up to Rs. 1 Crore*

    Transfer your existing home loan to us and avail of a top-up loan of up to Rs. 1 Crore*.

  • Low interest rates

    Low interest rates

    With our low interest rates starting at 8.50%* p.a., refinance your home loan and pay EMIs as low as Rs. 769/lakh*.

  • No restrictions on top-up use

    No restrictions on top-up use

    Use the loan amount up to Rs. 1 Crore* to manage situations like medical emergencies, home repairs, education, and any other pressing needs.

  • Convenient tenure

    Convenient tenure

    Repay the home loan over a long tenure of up to 25 years* and manage your finances comfortably.

  • Foreclosure facility

    Foreclosure facility

    Individual borrowers with a floating rate of interest can make a part prepayment or foreclose the entire loan without paying an additional fee.

  • Minimal documentation

    Minimal documentation

    Balance transfer process on home loans can be lengthy. We keep our document requirements to a minimum, ensuring a hassle-free process.

  • Externally benchmarked loans

    Externally benchmarked loans

    Choose an interest rate linked to an external benchmark, such as the Repo Rate, and benefit during favourable market conditions.

  • Online account management

    Online account management

    You can easily access your loan status and EMI schedule online, and download your statement of account, and other documents on our customer portal - My Account.

  • *Terms and conditions apply

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How to apply for a home loan balance transfer

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Step-by-step guide to applying for a home loan balance transfer

  1. Click on the 'APPLY' button on this page.
  2. Enter your full name, mobile number, your employment type, and the type of loan you wish to apply for.
  3. Generate and submit your OTP to verify your phone number.
  4. Next, choose your current home loan lender from the drop-down and enter your monthly salary and the loan amount required.
  5. In the next step, enter additional details like your DOB, PAN number, email Id, current EMI amount and other details.
  6. Finally, click on the ‘SUBMIT’ button.

That is it! Your application is submitted. Our representative will connect with you to guide you through the next steps.