Aditya Birla Health Insurance

Aditya Birla Health Insurance - Dental Cover at Rs. 1,018

Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions

Key features and benefits

  • Coverage up to Rs. 10,000 at a premium of Rs. 1,018

    Coverage up to Rs. 10,000 at a premium of Rs. 1,018

    Manage your hospitalisation and treatment costs for dental fractures and other dental diseases specified under the policy.

  • Hospitalisation for gingivitis and periodontal diseases

    Hospitalisation for gingivitis and periodontal diseases

    Get up to Rs. 10,000 coverage for hospitalisation due to gingivitis and periodontal diseases, and other diseases of jaws.

  • Online doctor consultation with up to 7 specialists

    Online doctor consultation with up to 7 specialists

    Consult any of the doctors from the fields of internal medicine, nutritionist, dermatologist, gynaecologist, orthopaedics, paediatrician, and ophthalmologist.

  • End-to-end online process

    End-to-end online process

    You can easily buy the policy online through our 100% digital and paperless process.

Eligibility criteria and documents required

You need to fulfil the following criteria to buy the Dental Cover. If you meet all the eligibility criteria, we will need a few details to complete your application process.

Eligibility criteria  

  • Exclusively for Bajaj Finance customers
  • Nationality: Indian 
  • Age: 18 - 50 years

Documents required

No documents are required to buy the policy.
You only need to provide the following details at the time of buying the policy:

  • Name
  • Address
  • Email address
  • Phone number

Step-by-step guide to buy this policy

  • Step 1

    Step 1

    Click on the ‘Buy Now’ button on this page.

  • Step 2

    Step 2

    Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.

  • Step 3

    Step 3

    Enter the One Time Password (OTP) received on your registered mobile number for verification.

  • Step 4

    Step 4

    If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.

  • Step 5

    Step 5

    At this point, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards and wallet.

  • Step 6

    Step 6

    After the payment is successful, you can download the policy receipt instantly.

    You can also download the policy document from ‘My Account’ after 5 to 7 working days from the date of purchase of the policy.

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Policy details

Here’s a quick look at the policy details of Dental Cover.

Policy details Description
Sum insured (in Rs.) 10,000
Premium including GST (in Rs.) 1,018
Policy tenure 1 year

Key inclusions and exclusions

Here’s a quick look at the key inclusions and exclusions of Dental Cover.

  • Key inclusions
  • Key exclusions
Key inclusions Description
Hospitalisation for gingivitis and periodontal diseases Up to Rs. 10,000 coverage for hospitalisation
Fractures of the skull and facial bones Up to Rs. 10,000 coverage
Other jaw diseases Up to Rs. 10,000 coverage
Benign neoplasm of bone and articular cartilage Up to Rs. 7,500 coverage
Online doctor consultations General physicians (internal medicine, nutrition, dermatologist, gynaecologist, orthopaedics, paediatrician, ophthalmology)
Key Exclusions Description
Non-dental diseases or treatments In-patient hospitalisation other than dental treatments
Pre-existing conditions Treatment charges for any pre-existing conditions
Physical consultations Physical and in-patient consultations

How to claim

You can reach out to the insurer (Aditya Birla Health Insurance) to claim the benefits of the Dental Cover by email or phone:

  • Insurer’s email address

    Insurer’s email address

    Share your policy document and medical reports at care.healthinsurance@adityabirlacapital.com

  • Insurer’s toll-free number

    Insurer’s toll-free number

    You can also call on the toll-free helpline number - 1800-270-7000 and claim the benefits

  • Documents required to claim

    Documents required to claim

    To claim the benefits of Dental Cover, you need to present the following documents:

    1. The policy document received at the time of purchase
    2. Medical certificates and reports received from the doctor
    3. Invoice/bills.

  • Contact Bajaj Finance Ltd.

    Contact Bajaj Finance Ltd.

    In case you have any queries related to coverage, exclusions, or product policy, please write to us at wecare@bajajfinserv.in

Frequently asked questions

How is the Dental Cover beneficial?

Dental complications need quick medical attention. This may involve expensive diagnosis, medication, and hospitalisation. As such, having a Dental Cover plan can cover most of the medical expenses associated with these diseases.

Can I use Dental Cover for other medical conditions?

The Dental Cover cannot be used for any other medical condition apart from the specified dental conditions.

What is the premium I need to pay for the Dental Cover plan?

You need to pay an annual premium of Rs. 1,018 to buy the Dental Cover that offers a sum insured of up to Rs. 10,000.

What medical expenses are covered under the Dental Cover plan?

The Dental Cover plan covers hospitalisation expenses, room rent charges, and online doctor consultations with up to 7 specialist doctors for dental-related treatments.

What is validity of the Dental Cover?

Dental cover is valid for a policy tenure of one year.

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Disclaimer

Product Disclaimer - *Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company, Aditya Birla Health Insurance. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under Group Activ Health UIN ADIHLGP22190V032122. Please refer insurer's website for Policy Wordings. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third party products

Note – While we have made all efforts and taken utmost care in gathering precise information about the products, features, benefits, etc. However, BFL cannot be held liable for any direct or indirect damage/loss. We request our customers to conduct their research about these products and refer to the respective product’s sales brochures before concluding their sale.