Aditya Birla Health Insurance
Buy Aditya Birla Health Insurance policies to safeguard your savings from unforeseen medical expenses. Choose from plans with medical coverage of up to Rs. 2 crore and avail cashless treatment across 10,000+ network hospitals.
Aditya Birla Health Insurance offers a range of health insurance policies on Bajaj Finance Insurance Mall with annual premiums starting at Rs. 5,196*. With an average claim settlement ratio of 94% (as of 2022), Aditya Birla Health Insurance offers a variety of health-related services through its insurance plans, such as daycare treatment coverage, pre- and post-hospitalisation coverage, wellness benefits, and more. It has a nationwide distribution presence in 2,300+ cities through 14,000+ branches and 38+ digital partners. Overall, it covers over 10 million customers.
Step-by-step guide to buy Aditya Birla Health Insurance plans
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Step 1
Click here to open our online application form.
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Step 2
Fill in the application form with basic details such as name, gender, mobile number, date of birth, and residential PIN code for you or the person you want to insure.
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Step 3
Now click on ‘Get Quote’ to proceed.
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Step 4
From the list of policies shown, choose your preferred Aditya Birla Health Insurance plan by clicking the ‘Buy Now’ button placed under each plan. You can further modify the insured amount, policy term, and plan-type to get a list of policies tailored to your preference.
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Step 5
Based on the plan you choose, you may get the option to select the policy term and premium amount.
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Step 6
Enter your email ID and check if all personal details shown are correct. Click ‘Next’ to proceed.
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Step 7
Enter some additional details, such as height, weight, nationality, marital status, address, and nominee details (if applicable).
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Step 8
Answer a few questions about your health and lifestyle by clicking the relevant checkboxes. Click on the ‘Next’ button to proceed.
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Step 9
Verify if the previously filled details are correct and click on the ‘Proceed’ button to visit the payment page.
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Step 10
Make the payment through net banking, UPI, debit or credit card to buy the policy.
After successful payment, your policy document will be available for you to download instantly. A copy of the policy document will also be mailed to your registered email ID within 5-7 working days.
You will also receive an SMS confirmation immediately after the payment process is completed.
You can also access your policy details through the My Account section within 5-7 days after purchase.
Step-by-step guide to buy Pocket Insurance plans
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Step 1
Choose your preferred plan by visiting our Pocket Insurance product list and clicking on the ‘Buy Now’ button.
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Step 2
Enter your full name and mobile number registered with us and press the ‘Submit’ button.
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Step 3
Enter the One Time Password (OTP) received on your registered mobile number for verification.
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Step 4
If your mobile number matches our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.
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Step 5
At this point, the payment page will open. Complete the online payment via one of the following options:
UPI, net banking, credit/debit cards, or payment wallets. -
Step 6
After the payment is successful, you can download the policy receipt instantly.
You can also download the policy document from 'My Account' (our customer portal) after 5 to 7 working days from the date of purchase of the policy.
Documents required to buy a policy
No documents are required to buy Aditya Birla Health Insurance policies on Bajaj Finance Insurance Mall. Just enter the following information to apply.
- Date of birth of the applicant as per the PAN card
- A valid 10-digit mobile number
- Residential PIN code of the applicant
How to raise a cashless claim
Follow these steps to raise claim requests for cashless hospitalisation with Aditya Birla Health Insurance.
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Step 1 - Contact the insurer
Reach out to the insurer within 48 hours of emergency hospitalisation and 3 days before planned hospitalisation.
• Toll-free: 1800-270-7000
• E-mail at : care.healthinsurance@adityabirlacapital.com -
Step 2 - Locate a network hospital near you
You can get cashless treatment at 10,000+ Aditya Birla Health Insurance network hospitals across India. Click here to locate a hospital near you.
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Step 3 - Verify patient’s identity
Share the patient’s policy number or the Aditya Birla Health Card along with a valid identity proof (PAN, voter ID, passport) at the hospital reception.
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Step 4 - Submit the pre-authorisation form
Fill and submit the pre-authorisation form available at the hospital desk. You can also download the form online and fill it beforehand.
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Step 5 - Claim settlement
The insurer will review and verify the documents and process the claim per the policy terms and conditions. The bills will be settled between the insurer and the hospital.
How to raise a reimbursement claim
To reimburse your hospital and medical expenses with Aditya Birla Health Insurance, follow these steps.
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Step 1 - Contact the insurer
Reach out to the insurer within 48 hours of emergency hospitalisation and 3 days before planned hospitalisation.
• Toll-free: 1800-270-7000
• E-mail at: care.healthinsurance@adityabirlacapital.com -
Step 2 - Settle all hospital bills
Settle all medical bills and other costs involved in hospitalisation and treatment at the hospital.
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Step 3 - Submit necessary documents
Submit the required documents like the reimbursement claim form, hospital discharge summary, bills and prescriptions, and more to the nearest branch office of the insurer.
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Step 4 - Claim settlement
The insurer will review and verify the documents and process the claim as per the policy's terms and conditions.
Documents required for raising a claim request
Here is the list of documents you need to raise a claim request with Aditya Birla Health Insurance.
- Claim form (Part A and B). Part A to be filled by the insured and Part B to be filled by the hospital
- Aditya Birla Health Card
- Valid ID proof (PAN, voter ID, passport)
- Original discharge summary
- Original hospital bills and payment receipts
- All doctor consultation papers
- FIR copy or post-mortem report in case of an accident or death
Contact Aditya Birla Health Insurance
For queries related to the policy, claim settlement and other related information, you can contact the insurer in the following ways:
- Write an email at: care.healthinsurance@adityabirlacapital.com
- Send a WhatsApp message at +91 88288 00035
Frequently asked questions
Yes, Aditya Birla Health Insurance offers a cashless treatment benefit across 10,000+ hospitals. The policyholder can go to any of the empanelled hospitals to avail of the cashless facility. The policyholder needs to show the Aditya Birla Health Card or share the policy number with the network hospital to seek treatment. The insurer will directly settle the claim with the hospital after the due procedures.
Aditya Birla group is one of the country's most trusted health insurance providers, offering insurance since 2015. Aditya Birla Health Insurance offers the following benefits:
- Cashless claim settlement
- Pre-and post-hospitalisation expense coverage
- 527 daycare procedures coverage
- Free annual health check-up
- Lifelong renewability
- Organ donor expenses coverage
The insurance firm provides health insurance premium estimates to the policyholder after determining certain factors and risks. Some of the factors are:
- Sum insured amount
- Age of the insured
- Tobacco or smoking habits
- Medical history
- Lifestyle factors, including your occupation
- Body Mass Index (BMI)
Aditya Birla Super Top-up Plan is a top-up health insurance plan that provides you and your family with additional coverage benefits over and above your current plan. You can get coverage for medical expenses incurred during daycare procedures, pre-and post-hospitalisation, domiciliary treatment, or organ donor. This plan offers both cashless and reimbursement facilities.
Check the plan here.
Aditya Birla Group Activ Health Plan is a comprehensive health plan that offers coverage against chronic illnesses like asthma, blood pressure, cholesterol, and diabetes to all members covered under the policy. It also provides coverage for pre-and post-hospitalisation expenses, medical expenses of the organ donor and road ambulance charges. You also have the option to choose either a single private room or a shared room during hospitalisation.
Check the plan here.
