Features and benefits of our loan against property balance transfer

Read on to know why our loan against property balance transfer is a great option.

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Features and benefits of our loan against property balance transfer

Features and benefits of Loan Against Property Balance Transfer 00:40 ‌

Features and benefits of Loan Against Property Balance Transfer

Learn about the features and benefits of loan against property balance transfer.

  • Low interest rates

    Low interest rates

    Transfer your current loan against property to us and get an attractive interest rate starting from 8% to 14% (Floating rate of Interest) p.a.

  • Top-up loan

    Top-up loan of up to Rs. 10.50 Crore*

    By transferring your existing loan against property to us, you can be eligible to get a top-up loan of up to Rs. 10.50 Crore*

  • Speedy approval

    Speedy approval

    Get a quick approval on your loan application soon after your document verification.

  • Tenure

    Tenure of up to 15 years*

    Manage your loan easily with convenient repayment tenure of up to 15 years*.

  • Multiple end-use options

    Multiple end-use options

    Use the loan amount to meet your financial requirements like wedding expenses, medical emergencies, home renovation costs, and more.

  • No foreclosure charges*

    No foreclosure charges*

    If all borrowers and co-borrowers are individuals, loan availed on floating interest rates, and loan taken for purposes other than business use, then there will be no foreclosure/ part-prepayment charges.

  • Externally benchmarked interest rates

    Externally benchmarked interest rates

    You can opt for an interest rate which is linked to an external benchmark, such as the Repo Rate, and benefit from a transparent interest rate process and favourable market conditions.

  • *Terms and conditions apply.

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How to apply for a loan against property balance transfer

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Step-by-step guide to apply for our loan against property balance transfer

  1. Click on the 'APPLY' button on this page.
  2. Enter your pin code and click Proceed.
  3. Provide your basic details like your full name and mobile number.
  4. Now select the type of loan that you wish to apply for, your net monthly income, your area pin code, and the required loan amount.
  5. Generate and submit your OTP to verify your phone number.
  6. Enter further details like your property location, your current EMI amount/ monthly obligation, and your PAN.
  7. Click on the ‘SUBMIT’ button.

That is it! Your balance transfer request is submitted. Our representative will connect with you and guide you through the next steps.