Aditya Birla Health Insurance - Super Top-up Health Plan starting at Rs. 5,200*
Key features
Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions
Key features and benefits of this policy
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Cashless treatment at 10,000+ hospitals
Get the advantage of cashless treatment at 10,000+ network hospitals across India. Find the nearest hospital here
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Room rent cover
Select any single AC or non-AC room, and get coverage on the room rent and other charges like professional fees, OT charges, investigation charges, and lab reports.
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527 daycare procedures covered
Get coverage for 527 listed daycare procedures that need less than 24 hours of hospitalisation.
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Domiciliary care cover
Get coverage for undertaking treatment at home under a doctor’s supervision if you cannot travel to the hospital or in case of bed unavailability.
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Pre- and post-hospitalisation expenses coverage
Get coverage for medical costs on treatments taken for any illness or injury 30 days before or 60 days after hospitalisation.
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Organ donor expenses coverage
The policy covers the medical expenses of the organ donor for an organ transplant. These expenses include medications and treatment given to the donor.
Eligibility criteria and documents required
Anyone can apply for Aditya Birla Super Top Up Plan as long as you meet the basic criteria mentioned below. If you meet all the eligibility criteria, we will need some basic information to complete your application process.
Eligibility criteria
- Exclusively for Bajaj Finance customers
- Nationality: Indian
- Age (adults): 18 years to 50 years
- Age (dependent children): 30 days to 21 years
Documents required
Only basic information required while buying the policy:
- Date of birth as per the PAN Card
- Valid 10-digit mobile number
- Residential PIN code
Step-by-step guide to buy this policy
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Step 1
Click on ‘Get Quote’ to open our online application form.
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Step 2
Fill in the application form with basic details such as name, gender, mobile number, date of birth, and residential PIN code for you or the person you want to insure.
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Step 3
Now click on ‘Get Quote’ to proceed.
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Step 4
Change the policy type option located on top of the page to Top-up to get a list of top-up health plans. Choose Aditya Birla Super Top Up Health plan by clicking the ‘Buy Now’ button.
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Step 5
Select the policy term and premium amount.
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Step 6
Enter your email ID and check if all personal details shown are correct. Click ‘Next’ to proceed.
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Step 7
Enter some additional details, such as height, weight, nationality, marital status, address, and nominee details (if applicable).
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Step 8
Answer a few questions about your health and lifestyle by clicking the relevant checkboxes. Click on the ‘Next’ button to proceed.
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Step 9
Verify if the previously filled details are correct and click on the ‘Proceed’ button to visit the payment page.
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Step 10
Make the payment through netbanking, UPI, debit or credit card to buy the policy.
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After successful payment, your policy document will be available for you to download instantly. A copy of the policy document will also be mailed to your registered email ID within 5-7 working days.
You will also receive an SMS confirmation immediately after the payment process is completed.
You can also access your policy details through the 'My Account' section within 5-7 days after purchase.
Policy details
Here’s a quick look at the policy details of the Aditya Birla Super Top-up Health Plan:
| Policy details | Description |
|---|---|
| Policy type | Family floater (for all customers of Bajaj Finance Ltd.) |
| Starting premium (in Rs.) | 5,200* |
| Sum insured (in Rs.) | 5 lakh – 50 lakh |
| Policy term | Annual |
| Renewal | Lifetime renewable |
| Number of members covered | 6 members (2 adults + 4 children) |
Key inclusions and exclusions
Here’s a quick look at the inclusions and exclusions under the Aditya Birla Super Top-up Plan:
- Key inclusions
- Key exclusions
| Key inclusions | Description |
|---|---|
| Pre- and post-hospitalisation expenses | Medical costs incurred due to any illness or injury 30 days before and 60 days after hospitalisation are covered |
| Daycare procedures | 527 listed daycare procedures are covered under the policy |
| Domiciliary hospitalisation | Coverage for home care in case of hospital bed unavailability |
| Key exclusions | Description |
|---|---|
| Drug abuse | Ailments that require treatment due to use or abuse of any substance, drug, or alcohol and treatment for de-addiction |
| Circumcision | Unless required for the treatment of illness or accidental bodily injury |
| Plastic surgery | Unless necessary for the treatment of cancer, burns, or accidental bodily injury |
| Vaccination or inoculation | Unless part of post-bite treatment or medically necessary as a part of a treatment recommended by the treating doctor |
| Others | Cost of spectacles, contact lenses, hearing aids, crutches, artificial limbs, dentures, and artificial teeth, except for intrinsic fixtures used for orthopaedic treatments such as plates and K-wires |
| Waiting period | Initial waiting period - 30 days | For pre-existing waiting period -24 months | For specific illness restriction - 2 years |
Product information
For complete details on product benefits, features, terms and exclusions, please read the product brochure and policy wordings carefully before buying a policy.
How to raise a cashless claim
Follow these steps to raise claim requests for cashless hospitalisation with Aditya Birla Health Insurance.
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Step 1 - Contact the insurer
Reach out to the insurer within 48 hours of emergency hospitalisation and 3 days before planned hospitalisation.
1. Toll-free: 1800-270-7000
2. E-mail: care.healthinsurance@adityabirlacapital.com -
Step 2 - Locate a network hospital near you
You can get cashless treatment at 10,000+ Aditya Birla Health Insurance network hospitals across India. Click here to locate a hospital near you.
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Step 3 - Verify patient’s identity
Share the patient’s policy number or the Aditya Birla Health Card along with a valid identity proof (PAN, voter ID, passport) at the hospital reception.
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Step 4 - Submit the pre-authorisation form
Fill and submit the pre-authorisation form available at the hospital desk. You can also download the form online and fill it beforehand.
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Step 5 - Claim settlement
The insurer will review and verify the documents and process the claim per the policy terms and conditions. The bills will be settled between the insurer and the hospital.
How to raise a reimbursement claim
To reimburse your hospital and medical expenses with Aditya Birla Health Insurance, follow these steps.
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Step 1 - Contact the insurer
Reach out to the insurer within 48 hours of emergency hospitalisation and 3 days before planned hospitalisation.
1. Toll-free: 1800-270-7000
2. E-mail: care.healthinsurance@adityabirlacapital.com -
Step 2 - Settle all hospital bills
Settle all medical bills and other costs involved in hospitalisation and treatment at the hospital.
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Step 3 - Submit necessary documents
Submit the required documents like the reimbursement claim form, hospital discharge summary, bills and prescriptions, and more to the nearest branch office of the insurer.
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Step 4 - Claim settlement
The insurer will review and verify the documents and process the claim as per the policy's terms and conditions.
Documents required for raising a claim request
Here is the list of documents you need to raise a claim request with Aditya Birla Health Insurance.
- Claim form (Part A and B). Part A to be filled by the insured and Part B to be filled by the hospital
- Aditya Birla Health Card
- Valid ID proof (PAN, voter ID, passport)
- Original discharge summary
- Original hospital bills and payment receipts
- All doctor consultation papers
- FIR copy or post-mortem report in case of an accident or death
Frequently asked questions
Aditya Birla Super Top-up Plan is a top-up health insurance plan that provides you and your family with additional coverage benefits over and above your current plan. You can get coverage for medical expenses incurred during daycare procedures, pre-and post-hospitalisation, domiciliary treatment, or organ donor. This plan offers both cashless and reimbursement facilities.
Both top-up and super top-up plans boost your existing health insurance plans with additional health coverage benefits. Top-up plans provide financial coverage on a specific claim amount, whereas super top-up plans provide coverage for all the claims under availed medical facilities with more benefits.
A super top-up Plan upgrades your existing health insurance policy with additional financial coverage for facilities like pre-and post-hospitalisation, daycare procedures, domiciliary treatment and others. You can avail of this plan once you have exhausted your regular health insurance plan to stay adequately covered.
Check the Aditya Birla Super Top-up Plan offered by Bajaj Finance Limited and benefit from the extensive coverages given on the plan.
The Aditya Birla Super Top-up Health Plan offers coverage for 527 listed daycare procedures that need less than 24 hours of hospitalisation.
Check the list of the daycare procedures here
With Bajaj Finance Limited, you can avail of some of the most popular comprehensive health plans offered by Aditya Birla Health Insurance, like Activ Assure Diamond and Activ Health Plan.
