Key features and benefits
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Coverage of up to Rs. 1 crore for doctors
Get coverage against cases of medical malpractice allegations, with a plan starting at Rs. 9,440.
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Coverage against loss of documents
Get coverage against any document loss that might give rise to a claim or a demand for payment from a third party.
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Covers breach of confidentiality
The policy covers any unintended disclosure of the insured's information that may result in a third party making an accusation.
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Covers libel and slander defamation
Provides financial assistance to get legal counsel and take necessary actions against libel and slander defamation.
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Exhaustive coverage against legal liabilities
The policy offers coverage against defence costs, third-party damages, and claims arising from professional liabilities.
Frequently asked questions
Professional indemnity insurance is a type of coverage that protects doctors when their patients accuse them of professional negligence or malpractice.
Professional indemnity insurance is not mandatory by law for doctors in India; however, it is advisable to have one as it provides financial protection in the event of a legal claim against the doctor.
The claim process for professional indemnity insurance policies requires doctors to submit a copy of the legal notice or claim to the insurance provider. The insurance provider will then assign a legal team to assist in the claim process.
