Home Loan

With a home loan from Bajaj Finance you can achieve your homeownership goal effortlessly. Depending on your eligibility, you can access a home loan of up to Rs. 15 Crore*. We provide competitive interest rates for both salaried and self-employed individuals. With EMIs as affordable as Rs. 906/lakh* and a flexible repayment period extending up to 20 years*, you can manage repayment at your convenience. Our hassle-free online application process ensures disbursal within just 48 Hours*. Additionally, benefit from our home loan balance transfer option, offering an added top-up for managing additional expenses.

Features and Benefits of our Home Loan

1. Loan of up to Rs. 15 Crore*: Purchasing a home marks a significant milestone. Achieve it with the substantial amount of up to Rs. 15 Crore* available through Bajaj Finserv Home Loan.
2. Competitive interest rates: Start with our loan interest rates as low as 9.10%* p.a., allowing you to pay EMIs as minimal as Rs. 906/lakh*.
3. Approval in 48 Hours*: Your loan application will be approved within 48 Hours* of your application, in some cases, even earlier.
4. Tenure of up to 20 years: Repay your loan comfortably with our extended repayment tenure of up to 20 years.
5. No foreclosure fee for individuals: Individual borrowers opting for a floating interest rate can foreclose the entire amount or prepay a part of the loan without incurring any additional fees.
6.  Hassle-free application: Skip numerous branch visits with our doorstep document pick-up service, ensuring a hassle-free application process.
7. Balance Transfer facility: Benefit from our home loan balance transfer facility and be eligible for a top-up loan of up to Rs. 1 crore* or higher.